2146 Chris Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 2146 Chris Dr, Winter Haven, FL 33884

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,855 sqft · built 2025
Lot Size0.106 acres (4,604 sqft)
OwnerCompany Name on Record
Last Sale$275,000 (Feb 2026)
Tax Bill$860 (2025)
Deeds & MortgagesFeb 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN26-29-36-692300-004620

Property Details

APN / Parcel Number

Primary APN26-29-36-692300-004620
Alternative APN
  • 362926692300004620

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,855 sqft Living Area
Gross Area2,317 sqft
1st Floor Area736 sqft

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeHip
Roof MaterialOther
Lot Area4,604 sqft (0.106 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area462 sqft
PorchUnfinished Open Porch

Location & Zoning

Street Address2146 CHRIS DR
CityWINTER HAVEN
StateFL
Zip33884
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPEACE CREEK RESERVE PB 197 PGS 5-15 LOT 462
Legal SubdivisionPEACE CREEK RESERVE
Legal Block1
Legal Lot Number462
JurisdictionPOLK FL
Township / Civil DivisionLAKE WALES
Census Block Group1
Census Block1002
Census Tract14402

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1101 MIRANDA LN, KISSIMMEE, FL 34741-0769
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 5, 2026 · Amount on Record
Deed SaleFeb 5, 2026 · Amount on Record
Prior SaleOct 13, 2025 · Amount on Record
Deed Document Number202629813
Deed Book / Page13872 / 388
Record UpdatedOct 29, 2026

February 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionPOLK FL
Recording DateFeb 5, 2026
Property Address2146 CHRIS DR, WINTER HAVEN, FL 33884
Document Number0000029813
Book / Page13872 / 388
Map ReferenceMB 197 PG 5
Instrument DateJan 28, 2026
Instrument2026029813
Transaction TypeTransfer
Record UpdatedFeb 19, 2026
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,925.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6675 WESTWOOD BLVD # BLVD5TH, BLVD5TH, ORLANDO, FL 32821-8061

Transferred To (Grantee/Buyer)

NameVerified Name
Address1101 MIRANDA LN, KISSIMMEE, FL 34741-0769

Mortgage

Document Number0013872392
DateFeb 5, 2026
Instrument13872/392
Lender
NameCORNERSTONE FIRST MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2056

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$226,476 (+392.34%) Land $46,000 Building $180,476$226,476 (+392.34%) Land $46,000 Building $180,476
2025$860.00 (-75.64%)$46,000 Land $46,000$46,000 Land $46,000
2024$3,531.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 77% of the US · above 65% of Florida
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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