2146 Berkeley Ave, Saint Paul, MN 55105 Property Records

Ramsey County property record for 2146 Berkeley Ave, Saint Paul, MN 55105

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,868 sqft · built 1924
Lot Size	0.116 acres (5,040 sqft)
Owner	Company Name on Record
Last Sale	$366,066 (Sep 2013)
Tax Bill	$10,280 (2025)
Deeds & Mortgages	May 2023 Line of Credit Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-28-23-11-0060`

Property Details

APN / Parcel Number

Primary APN	`08-28-23-11-0060`
Alternative APNs	`8505046` `562708`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,868 sqft Living Area
1st Floor Area	916 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1954
Architectural Style	Bi-Level
Exterior Material	Combination
Construction Type	Wood
Lot Area	5,040 sqft (0.116 acres)
Lot Dimensions	126 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	508 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	562708
Street Address	2146 BERKELEY AVE
City	SAINT PAUL
State	MN
Zip	55105-1204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOUDEN PARK LOT 7 BLK 5
Legal Range	23
Legal Township	28
Legal Section	08
Legal Subdivision	LOUDEN PARK
Legal Block	5
Legal Lot Number	7
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1002
Census Tract	43001

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2146 BERKELEY AVE, SAINT PAUL, MN 55105-1204
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
May 11, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
Nov 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2013 · Amount on Record
Deed Sale	Sep 24, 2013 · Amount on Record
Deed Document Number	20132222896
Last Transfer Date	Oct 29, 2013
Transfer Doc	0002225958
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	2146 BERKELEY AVE, SAINT PAUL, MN 55105-1204
Transaction Type	Mortgage
Record Updated	May 19, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2146 BERKELEY AVE, SAINT PAUL, MN 55105-1204

Mortgage

Document Number	0T02753796
Date	May 11, 2023
Instrument	T02753796

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Apr 26, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	2146 BERKELEY AVE, SAINT PAUL, MN 55105-1204
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T02717919
Date	Nov 17, 2021
Instrument	T02717919

Lender

Name	GUARANTED RATE AFFINITY LLC
Type	Seller
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2036

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$628,500 (+59.11%) Land $146,900 Building $481,600	$628,500 (+59.11%) Land $146,900 Building $481,600
2025	$10,280.00 (+50.56%)
2023	$6,828.00	$395,000 Land $146,900 Building $248,100	$395,000 Land $146,900 Building $248,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 970 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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