Buchanan County property record for 2146 220th St, Independence, IA 50644 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 2,112 sqft · built 1900 |
| Lot Size | 7.39 acres (321,908 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $150,000 (Jan 2026) |
| Tax Bill | $2,844 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1002401004 |
| Primary APN | 1002401004 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,112 sqft Living Area |
| Basement Area | 512 sqft |
| Unfinished Basement | 512 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | A-Frame |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 321,908 sqft (7.39 acres) |
| Garage Area | 780 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 2146 220TH ST |
|---|---|
| City | INDEPENDENCE |
| State | IA |
| Zip | 50644-9303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2-88-9PART LOT 3 WILD ERNESSHEIGHTS DESCRIB ED AS:COM 1187.75'E N 1/4CORE300.67' E12.29 ' ETC(PARCEL P) |
| Legal Range | 9W |
| Legal Township | 88N |
| Legal Section | 2 |
| Legal Subdivision | WILDERNESS HEIGHTS |
| Legal Lot Number | 3 |
| Jurisdiction | BUCHANAN IA |
| Township / Civil Division | SUMNER |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 950500 |
Source: Buchanan County records · APN 1002401004
Assessment roll updated September 22, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2144 220TH ST, 1, INDEPENDENCE, IA 50644-9327 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 09, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WATERSTONE MORTGAGE |
| Oct 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK FIRST NATIONAL |
| May 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WCF FINANCIAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 19, 2026 · Amount on Record |
| Deed Sale | Jan 19, 2026 · Amount on Record |
| Prior Sale | Aug 09, 2022 · Amount on Record |
| Deed Document Number | 2026213 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN IA |
| Property Address | 2146 220TH ST, INDEPENDENCE, IA 50644-9303 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2022R02675 |
|---|---|
| Date | Aug 09, 2022 |
| Instrument | 2022R02675 |
| Name | WATERSTONE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN IA |
| Property Address | 2146 220TH ST, INDEPENDENCE, IA 50644-9303 |
| Transaction Type | Mortgage |
| Record Updated | Dec 01, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202104173 |
|---|---|
| Date | Oct 29, 2021 |
| Instrument | 2021-04173 |
| Name | BANK FIRST NATIONAL |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 15, 2022 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN IA |
| Property Address | 2146 220TH ST, INDEPENDENCE, IA 50644-9303 |
| Transaction Type | Mortgage |
| Record Updated | Sep 08, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020R01691 |
|---|---|
| Date | May 21, 2020 |
| Instrument | 2020R01691 |
| Name | WCF FINANCIAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: Buchanan County records · Assessment roll updated September 22, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Buchanan County |
| Unified School District | Independence Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,844.00 (+89.35%) | $293,760 (+18.57%) Land $91,000 Building $202,760 | $293,760 (+18.57%) Land $91,000 Building $202,760 |
| 2023 | $1,502.00 Homeowner's exemption | $247,760 Land $66,220 Building $181,540 | $247,760 Land $66,220 Building $181,540 |
Source: FEMA National Flood Hazard Layer, Buchanan County (19019C), updated December 29, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190199505003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Claims | 5 (1990–2013) |
| Most Recent Claim | Jun 2013, river or lake flooding, Severe Storms, Tornadoes, And Flooding |
| Claims By Storm |
|
| Wildfire Risk | Low above 6% of the US · above 38% of Iowa |
|---|---|
| Wildfire Likelihood | About 1 in 5,882 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 13 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Independence Light and Power | Fiber | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| LTD Broadband | Fixed Wireless (licensed-by-rule) | 150 / 130 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Independence Light and Power, AMG Technology Investment Group, East Buchanan Telephone Cooperative. Availability varies by address; speeds are provider-advertised maximums, not measured.
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