Talbot County property record for 21458 Wharf Rd, Tilghman, MD 21671
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.576 acres (25,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $40,000 (May 2023) |
| Tax Bill | $931 (2026) |
| Deeds & Mortgages | May 2023 Sale Apr 2023 Sale + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 05-182565 |
| Primary APN | 05-182565 |
|---|---|
| Alternative APNs |
|
| Lot Area | 25,098 sqft (0.576 acres) |
|---|---|
| Lot Dimensions | 282 ft deep x 79 ft wide |
| Shed | 1 Shed |
| Sewer | Connected |
|---|
| Account Number | 182565 |
|---|---|
| Street Address | 21458 WHARF RD |
| City | TILGHMAN |
| State | MD |
| Zip | 21671 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT - 89X282 N/S WHARF RD TILGHMAN |
| Legal Lot Number | B |
| Jurisdiction | TALBOT MD |
| Township / Civil Division | 5, BAY HUNDRED |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 960800 |
21458 Wharf Rd is owned by an individual who bought it in May 2023.
Source: Talbot County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 324, TILGHMAN, MD 21671-0324 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 8, 2023 | Deed, Transfer NOT AVAILABLE, TIDEMARK TITLE COMPANY |
| Apr 19, 2023 | Deed of Distribution, Transfer |
| Mar 8, 2023 | Deed of Distribution, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 8, 2023 · Amount on File |
| Deed Sale | May 8, 2023 · Amount on File |
| Deed Book / Page | 3048 / 145 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | TALBOT MD |
| Recording Date | May 8, 2023 |
| Property Address | 21458 WHARF RD, TILGHMAN, MD 21671 |
| Document Number | 0030480145 |
| Book / Page | 3048 / 145 |
| Map Reference | LB JTB 18 FO 28 |
| Instrument Date | May 5, 2023 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2023 |
| Title Company | NOT AVAILABLE, TIDEMARK TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 324, TILGHMAN, MD 21671-0324 |
| Document Type | Deed of Distribution |
|---|---|
| Jurisdiction | TALBOT MD |
| Recording Date | Apr 19, 2023 |
| Property Address | 21458 WHARF RD, TILGHMAN, MD 21671 |
| Document Number | 0030440130 |
| Book / Page | 3044 / 130 |
| Instrument Date | Apr 18, 2023 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 324, TILGHMAN, MD 21671-0324 |
| Document Type | Deed of Distribution |
|---|---|
| Jurisdiction | TALBOT MD |
| Recording Date | Mar 8, 2023 |
| Property Address | 21458 WHARF RD, TILGHMAN, MD 21671 |
| Document Number | 0030360312 |
| Book / Page | 3036 / 312 |
| Instrument Date | Mar 6, 2023 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 324, TILGHMAN, MD 21671-0324 |
The 2026 property tax bill for 21458 Wharf Rd was $931, up 16.8% from the year before.
Source: Talbot County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Talbot County |
| Unified School District | Talbot County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $931.00 (+16.81%) | $101,000 | $127,200 Land $124,200 Building $3,000 |
| 2025 | $797.00 | ||
| 2023 | $751.00 | $87,900 Land $84,900 Building $3,000 | $87,900 Land $84,900 Building $3,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21458 Wharf Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 194 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 194 in force |
| Nearby Flood Claims | 88 (1979–2024) |
| Claims Outside the SFHA | 17 of 88 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21458 Wharf Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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