21458 120th St, Dougherty, IA 50433 Property Records

Cerro Gordo County property record for 21458 120th St, Dougherty, IA 50433

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,456 sqft · built 1976
Lot Size	3.87 acres (168,577 sqft)
Owner	2 Individual Names on Record
Last Sale	$127,000 (Apr 2006)
Tax Bill	$2,902 (2025)
Deeds & Mortgages	Mar 2012 Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`162130000600`

Property Details

APN / Parcel Number

Primary APN	`162130000600`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,456 sqft Living Area
Basement Area	1,456 sqft
Finished Basement	1,025 sqft
Unfinished Basement	431 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Contemporary
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	168,577 sqft (3.87 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	21458 120TH ST
City	DOUGHERTY
State	IA
Zip	50433-9006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PCL A LOC S1/2 21-94-19 DESC AS BEG AT S 1/4 COR SEC 21; TH W ALG S LINE SW 1/4 SEC 21 A DIST 438'; TH N 357'; TH N 89036'43"
Legal Range	19W
Legal Township	94N
Legal Section	21
Legal Subdivision	DOUGHERTY TWN 01 PARCELS
Jurisdiction	CERRO GORDO IA
Township / Civil Division	DOUGHERTY
Census Block Group	2
Census Block	2150
Census Tract	951000

Owner

Source: Cerro Gordo County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19729 170TH ST, ROCKWELL, IA 50469-8664
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2012	Deed of Trust, Mortgage · USDA Mortgage USDA
Aug 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2006 · Amount on Record
Deed Sale	Apr 3, 2006 · Amount on Record
Deed Document Number	20062006_02585
Deed Book / Page	2006 / 2585
Record Updated	Sep 20, 2026

March 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CERRO GORDO IA
Property Address	21458 120TH ST, DOUGHERTY, IA 50433-9006
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02012/1637
Date	Mar 12, 2012
Book Page	2012/1637
Instrument	2012-1637

Lender

Name	USDA
Type	Government Agency
Address	SAINT LOUIS, MO 63166

Agreement

Type	USDA Mortgage
Amount	Amount Recorded

Interest

Rate	1.37%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CERRO GORDO IA
Property Address	21458 120TH ST, DOUGHERTY, IA 50433-9006
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02020/5012
Date	Aug 5, 2020
Book Page	2020/5012
Instrument	2020-5012

Lender

Name	UNITED BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 1, 2025

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cerro Gordo County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Cerro Gordo County
Unified School District	West Fork Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,902.00	$284,770 (+8.5%) Land $5,980 Building $278,790	$284,770 (+8.5%) Land $5,980 Building $278,790
2024	$2,902.00 (+1,607.06%)
2023		$262,450 (+3,073.52%) Land $40,100 Building $222,350	$262,450 (+3,073.52%) Land $40,100 Building $222,350
2022	$170.00	$8,270 Land $3,130 Building $5,140	$8,270 Land $3,130 Building $5,140

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rockwell Cooperative Telephone Fiber	1,000 / 1,000

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