21457 Carters Gate Rd, Ruther Glen, VA 22546 Property Records

Caroline County property record for 21457 Carters Gate Rd, Ruther Glen, VA 22546

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,565 sqft · built 2004
Lot Size	14.8 acres (648,913 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Jun 2019)
Tax Bill	$2,571 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`65-A-77B`

Property Details

APN / Parcel Number

Primary APN	`65-A-77B`
Alternative APN	`23024`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,565 sqft Living Area
Gross Area	4,114 sqft
1st Floor Area	1,565 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	648,913 sqft (14.8 acres)
Terrain	Rolling
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	23024
Street Address	21457 CARTERS GATE RD
City	RUTHER GLEN
State	VA
Zip	22546-2128
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	LANDORA PARCEL A PLAT C-28C
Legal Subdivision	LANDORA
Jurisdiction	CAROLINE VA
Township / Civil Division	MADISON
Census Block Group	3
Census Block	3056
Census Tract	30502

Owner

Source: Caroline County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	21457 CARTERS GATE RD, RUTHER GLEN, VA 22546-2128
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC COAST MORTGAGE
Jun 21, 2019	Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2019 · Amount on Record
Deed Sale	Jun 21, 2019 · Amount on Record
Prior Sale	Apr 23, 2004 · Amount on Record
Deed Document Number	20192097
Deed Book / Page	1341 / 1130
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE VA
Property Address	21457 CARTERS GATE RD, RUTHER GLEN, VA 22546-2128
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	RGS TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1410602
Date	Dec 11, 2020
Book Page	1410/602
Instrument	200005700

Lender

Name	ATLANTIC COAST MORTGAGE
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

June 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CAROLINE VA
Recording Date	Jun 21, 2019
Property Address	21457 CARTERS GATE RD, RUTHER GLEN, VA 22546-2128
Document Number	13411130
Book / Page	1341 / 1130
Map Reference	MB 654 PG 759
Instrument Date	Jun 19, 2019
Instrument	192097
Transaction Type	Transfer
Record Updated	Jun 8, 2021
Title Company	TERRYS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21457 CARTERS GATE RD, RUTHER GLEN, VA 22546-2128

Mortgage

Document Number	192098
Date	Jun 21, 2019
Instrument	192098

Lender

Name	ATLANTIC COAST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Caroline County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Caroline County
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,571.00 (-99.25%)	$443,280 Land $134,400 Building $308,880
2025	$341,325.00		$443,280 Land $134,400 Building $308,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Carters Gate Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures