Okaloosa County property record for 2145 Winners Cir, Baker, FL 32531
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,612 sqft · built 1999 |
| Lot Size | 7.5 acres (326,700 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $659 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-591-5609-1 |
| Primary APN | C56-000-591-5609-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,612 sqft Living Area |
| Gross Area | 2,960 sqft |
| 1st Floor Area | 1,612 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 326,700 sqft (7.5 acres) |
| Garage Type | Carport |
| Garage Area | 325 sqft |
| Carport | Carport |
| Carport Area | 325 sqft |
| Porch | Open/Unfinished Porch |
| Porch Area | 1,023 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 2145 WINNERS CIR |
|---|---|
| City | BAKER |
| State | FL |
| Zip | 32531-7941 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | N7.5 AC OF E1/2 OF SW1/4 |
| Legal Range | 24W |
| Legal Township | 04N |
| Legal Section | 02 |
| Legal Block | 11 |
| Legal Lot Number | 10 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | BAKER |
| Census Block Group | 1 |
| Census Block | 1089 |
| Census Tract | 20102 |
Source: Okaloosa County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2145 WINNERS CIR, BAKER, FL 32531-7941 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 2145 WINNERS CIR, BAKER, FL 32531-7941 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2145 WINNERS CIR, BAKER, FL 32531-7941 |
| Document Number | 0035371783 |
|---|---|
| Date | Apr 7, 2021 |
| Book Page | 3537/1783 |
| Instrument | 3444025 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 291 Months |
| Due | Jul 1, 2045 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $659.00 (-6.39%) Homeowner's exemption | $86,838 (+5.99%) | $149,544 (+24.43%) Land $40,487 Building $109,057 |
| 2023 | $704.00 (+2.47%) Homeowner's exemption | $81,933 (+3%) | $120,179 (+17.8%) Land $34,398 Building $85,781 |
| 2022 | $687.00 Homeowner's exemption | $79,547 | $102,022 Land $32,148 Building $69,874 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 63% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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