2145 Taylor Rd, Cottondale, FL 32431 Property Records

Jackson County property record for 2145 Taylor Rd, Cottondale, FL 32431

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 975 sqft · built 1992
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Feb 2022)
Tax Bill	$1,628 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-4N-12-0000-0120-0080`

Property Details

APN / Parcel Number

Primary APN	`10-4N-12-0000-0120-0080`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	975 sqft Heated Area
Gross Area	1,372 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2008
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Mixed
Carport	Carport
Carport Area	540 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2145 TAYLOR RD
City	COTTONDALE
State	FL
Zip	32431-7229
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OR 477 P 911 COMM AT SEC OF SW1/4 OF NE1/4, RUN N 1110.20 FT TO BEGIN, RUN N 222.93 FT TO S RTWY ROAD, W ALONG RTWY 205.47 FT
Legal Range	12W
Legal Township	04N
Legal Section	10
Jurisdiction	JACKSON FL
Township / Civil Division	COTTONDALE
Census Block Group	3
Census Block	3030
Census Tract	210400

Owner

Source: Jackson County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 864, MARIANNA, FL 32447-0864
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2022	Warranty Deed, Transfer · FHA Mortgage ENVOY MORTGAGE LTD
Dec 28, 2017	Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2022 · Amount on Record
Deed Sale	Feb 25, 2022 · Amount on Record
Prior Sale	Jun 20, 2007 · Amount on Record
Deed Document Number	0001737439
Deed Book / Page	1737 / 439
Record Updated	Jun 8, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON FL
Recording Date	Feb 25, 2022
Property Address	2145 TAYLOR RD, COTTONDALE, FL 32431-7229
Document Number	0017370439
Book / Page	1737 / 439
Instrument Date	Feb 25, 2022
Instrument	202232002280
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	NORTHWEST TITLE GROUP LLC, NORTHWEST TITLE GROUP INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$945.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2632 AVONDALE CT, PANAMA CITY, FL 32404-3090

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 864, MARIANNA, FL 32447-0864

Mortgage

Document Number	0001737441
Date	Feb 25, 2022
Instrument	1737/441

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON FL
Property Address	2145 TAYLOR RD, COTTONDALE, FL 32431-7229
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015550746
Date	Dec 28, 2017
Book Page	1555/0746
Instrument	201732014118

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 11, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,628.00 (-1.33%)	$122,129 (-1.07%) Land $8,500 Building $113,629	$122,129 (-1.07%) Land $8,500 Building $113,629
2024	$1,650.00 (+4.83%)	$123,447 (+3%) Land $8,500 Building $114,947	$123,447 (+3%) Land $8,500 Building $114,947
2023	$1,574.00 (+275.66%) Homeowner's exemption	$119,853 (+65.51%) Land $8,500 Building $111,353	$119,853 (+26.08%) Land $8,500 Building $111,353
2022	$419.00 Homeowner's exemption	$72,416	$95,064 Land $8,000 Building $87,064

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

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