2145 Stone School Cir, Ann Arbor, MI 48108 Property Records

Washtenaw County property record for 2145 Stone School Cir, Ann Arbor, MI 48108

Property Summary

Property Type	Condominium
Details	2 ba · 1,100 sqft · built 2005
Lot Size	0.019 acres (860 sqft)
Owner	Individual Name on Record
Last Sale	$136,000 (Aug 2005)
Tax Bill	$2,431 (2025)
Deeds & Mortgages	Jun 2023 Mortgage May 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`09-12-10-303-184`

Property Details

APN / Parcel Number

Primary APN	`09-12-10-303-184`

Interior

Full Baths	2 Baths
Building Area	1,100 sqft Living Area
Basement Area	368 sqft
Unfinished Basement	368 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Lot Area	860 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2145 STONE SCHOOL CIR
City	ANN ARBOR
State	MI
Zip	48108-2353
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R4B
Legal Description	UNIT 54 STONE SCHOOL TOWNHOMES SPLIT/COMB. ON 07/17/2003 COMPLETED 07/17/2003 RYAN CONDOS ; PARENT PARCEL(S):
Legal Range	6E
Legal Township	3S
Legal Section	10
Legal Subdivision	STONE SCHOOL TOWNHOMES CONDOMINIUM
Legal Block	303
Legal Unit	54
Jurisdiction	WASHTENAW MI
Township / Civil Division	ANN ARBOR
Census Block Group	1
Census Block	1008
Census Tract	405600

Owner

Source: Washtenaw County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2145 STONE SCHOOL CIR, ANN ARBOR, MI 48108-2353
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2023	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN FIRST CU
May 18, 2018	Loan Modification, Mortgage · Conventional Mortgage US BK NA SERIES 2005-8 (CE)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2005 · Amount on Record
Deed Sale	Aug 4, 2005 · Amount on Record
Deed Document Number	20055663615
Deed Book / Page	4497 / 314
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHTENAW MI
Property Address	2145 STONE SCHOOL CIR, ANN ARBOR, MI 48108-2353
Transaction Type	Mortgage
Record Updated	Jun 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2145 STONE SCHOOL CIR, ANN ARBOR, MI 48108-2353

Mortgage

Document Number	0006689861
Date	Jun 6, 2023
Book Page	5522/984
Instrument	6689861

Lender

Name	MICHIGAN FIRST CU
Type	Credit Union
Address	SOUTHFIELD, MI 48076

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	9.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2030
Change Frequency	6 Months
Min Rate At Change	4.25%
Max Rate At Change	14.2%
Index	Other
Margin	3
Max Rate	14.2%

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WASHTENAW MI
Property Address	2145 STONE SCHOOL CIR, ANN ARBOR, MI 48108-2353
Document Number	0006431791
Instrument Date	May 18, 2018
Transaction Type	Mortgage
Record Updated	Aug 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2145 STONE SCHOOL CIR ANN ARBOR MI 481082353, ANN ARBOR, MI 48108-2353

Mortgage

Document Number	0006431791
Date	Jul 13, 2018
Book Page	005265/000088
Instrument	6431791

Lender

Name	US BK NA SERIES 2005-8 (CE)
Address	SAINT PAUL, MN 55107

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 12, 2038

Interest

Rate	3%

Tax Assessment & Valuation

Source: Washtenaw County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Ann Arbor City
County	Washtenaw County
Unified School District	Ann Arbor Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$105,300	$210,600
2025	$2,431.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANN ARBOR serves 123,851 people · EPA ID MI0000220
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Metronet.

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