2145 Skye St, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 2145 Skye St, Cambria, CA 93428

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,302 sqft · built 1958
Lot Size	0.56 acres (24,394 sqft)
Owner	Company Name on Record
Last Sale	$142,500 (Oct 1997)
Tax Bill	$2,665 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`013-124-009`

Property Details

APN / Parcel Number

Primary APN	`013-124-009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,302 sqft Living Area
1st Floor Area	1,302 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Construction Type	Wood
Lot Area	24,394 sqft (0.56 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	2145 SKYE ST
City	CAMBRIA
State	CA
Zip	93428-3800
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	TR 1539 LT 9
Legal Subdivision	TRACT NO 1539
Legal Tract	1539
Legal Block	2
Legal Lot Number	9
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	2
Census Block	2012
Census Tract	10404

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2145 SKYE ST, CAMBRIA, CA 93428-3800
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2023	Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU
Aug 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE MORTGAGE HOUSE INC
May 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE HOUSE
Dec 6, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 1997 · Amount on Record
Deed Sale	Oct 17, 1997 · Amount on Record
Deed Document Number	199758486
Last Transfer Date	Nov 27, 2018
Transfer Doc	0000050357
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	2145 SKYE ST, CAMBRIA, CA 93428-3800
Transaction Type	Mortgage
Record Updated	Oct 24, 2023
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2145 SKYE ST, CAMBRIA, CA 93428-3800

Mortgage

Document Number	0000029988
Date	Oct 12, 2023
Instrument	2023029988

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	2145 SKYE ST, CAMBRIA, CA 93428-3800
Transaction Type	Mortgage
Record Updated	Aug 27, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2145 SKYE ST, CAMBRIA, CA 93428-3800

Mortgage

Document Number	0000057626
Date	Aug 18, 2021
Instrument	2021057626

Lender

Name	THE MORTGAGE HOUSE INC
Type	Mortgage Company
Address	THOUSAND OAKS, CA 91362

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	2145 SKYE ST, CAMBRIA, CA 93428-3800
Document Number	0000023954
Instrument Date	May 12, 2020
Transaction Type	Mortgage
Record Updated	May 29, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2145 SKYE ST CAMBRIA CA 934283800, CAMBRIA, CA 93428-3800

Mortgage

Document Number	0000023954
Date	May 18, 2020
Instrument	23954

Lender

Name	MORTGAGE HOUSE
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91362

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 17, 2050

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Dec 6, 2018
Property Address	2145 SKYE ST, CAMBRIA, CA 93428-3800
Document Number	0000050357
Instrument Date	Nov 27, 2018
Instrument	50357
Transaction Type	Transfer
Record Updated	Dec 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2145 SKYE ST CAMBRIA CA 934283800, CAMBRIA, CA 93428-3800

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Coast Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$231,234 (+2%) Land $113,990 Building $117,244
2025	$2,665.00 (+4.43%) Homeowner's exemption	$226,701 (+4.04%) Land $111,755 Building $114,946
2023	$2,552.00 (+2.12%) Homeowner's exemption	$217,900 Land $107,416 Building $110,484
2022	$2,499.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Astound Broadband, AT&T, Ranch Wifi, T-Mobile, Verizon.

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