2145 Simpson Rd, Owensville, MO 65066 Property Records

Gasconade County property record for 2145 Simpson Rd, Owensville, MO 65066

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,273 sqft · built 1979
Lot Size	46.8 acres (2,040,133 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,176 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Feb 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-1.0-12-0-00-007.000`

Property Details

APN / Parcel Number

Primary APN	`20-1.0-12-0-00-007.000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	13 Rooms
Stories	1 Story
Building Area	2,273 sqft Living Area
1st Floor Area	2,273 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Brick
Roof Type	Hip
Roof Material	Shingle
Lot Area	2,040,133 sqft (46.8 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2145 SIMPSON RD
City	OWENSVILLE
State	MO
Zip	65066-3314
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW SE, PT N1/2 SW SE: AC-46.835
Legal Range	05W
Legal Township	40N
Legal Section	12
Jurisdiction	GASCONADE MO
Township / Civil Division	BRUSH CREEK
Census Block Group	4
Census Block	4059
Census Tract	960500

Owner

Source: Gasconade County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2145 SIMPSON RD, OWENSVILLE, MO 65066-3314
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Deed of Trust, Mortgage · Line of Credit FIRST STATE COMMUNITY BANK
Feb 15, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST STATE COMMUNITY BANK
Jan 24, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST STATE COMMUNITY BANK
Feb 16, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASCONADE MO
Recording Date	Jul 8, 2026
Property Address	2145 SIMPSON RD, OWENSVILLE, MO 65066-3314
Document Number	0000002305
Instrument Date	Jul 2, 2026
Instrument	20262305
Transaction Type	Mortgage
Record Updated	Jul 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2145 SIMPSON RD, OWENSVILLE, MO 65066-3314

Mortgage

Document Number	0000002305,
Date	Jul 8, 2026
Instrument	20262305

Lender

Name	FIRST STATE COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.48%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASCONADE MO
Property Address	2145 SIMPSON RD, OWENSVILLE, MO 65066-3314
Transaction Type	Mortgage
Record Updated	Mar 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020220452
Date	Feb 15, 2022
Instrument	2022-0452

Lender

Name	FIRST STATE COMMUNITY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASCONADE MO
Property Address	2145 SIMPSON RD, OWENSVILLE, MO 65066-3314
Transaction Type	Mortgage
Record Updated	Feb 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020220235
Date	Jan 24, 2022
Instrument	2022-0235

Lender

Name	FIRST STATE COMMUNITY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	GASCONADE MO
Recording Date	Feb 16, 2022
Property Address	2145 SIMPSON RD, OWENSVILLE, MO 65066-3314
Document Number	0020220460
Instrument Date	Feb 8, 2022
Instrument	2022-0460
Transaction Type	Transfer
Record Updated	Mar 9, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2145 SIMPSON RD, OWENSVILLE, MO 65066-3314

Tax Assessment & Valuation

Source: Gasconade County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Gasconade County
Unified School District	Gasconade County R-II School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,790 (-)	$222,460 (-) Land $10,280 Building $212,180
2025	$2,176.00 (+14.83%)	$41,790 (+8.52%)	$222,460 (+8.46%) Land $10,280 Building $212,180
2023	$1,895.00 (+5.16%)	$38,510	$205,100
2022	$1,802.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
FireServe Fixed Wireless · not low latency	100 / 50
BlueBit Networks Fixed Wireless	50 / 10
Sparklight DSL	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

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