2145 SE 655 Rd, Osceola, MO 64776 Property Records

St. Clair County property record for 2145 SE 655 Rd, Osceola, MO 64776

Property Summary

Property TypeSingle Family Home
Details2,063 sqft · built 1900
Lot Size0.54 acres (23,563 sqft)
Owner2 Individual Names on File
Deeds & MortgagesOct 2020 Mortgage
Jun 2019 Mortgage
APN16-2.0-10-001-004-007.00

Property Details

APN / Parcel Number

Primary APN16-2.0-10-001-004-007.00
Alternative APN
  • 9697

Interior

Stories1 Story
Building Area2,063 sqft Living Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialMetal
Lot Area23,563 sqft (0.54 acres)
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address2145 SE 655 RD
CityOSCEOLA
StateMO
Zip64776-2611
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE1/2 LOT 15 & ALL LOTS 16-17-18. BLK 3 VISTA
Legal Range25
Legal Township37
Legal Section10
Legal SubdivisionVISTA
Legal Block3
Legal Lot Number15-18
JurisdictionSAINT CLAIR MO
Township / Civil DivisionDOYAL
Census Block Group3
Census Block3127
Census Tract480300

Owner

2145 SE 655 Rd is owned by two individuals who acquired it in September 2012.

Source: St. Clair County records, as of March 23, 2026

Owner of Record2 Individual Names on File
Mailing Address2145 SE 665 RD, OSCEOLA, MO 64776
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 2, 2020Deed of Trust, Mortgage · Conventional Mortgage
ST CLAIR COUNTY STATE BANK
Jun 5, 2019Deed of Trust, Mortgage · Conventional Mortgage
ST CLAIR COUNTY STATE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateSep 14, 2012
Transfer Doc000576/089
Record UpdatedJun 8, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MO
Property Address2145 SE 655 RD, OSCEOLA, MO 64776-2611
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address2145 SE 655 RD, OSCEOLA, MO 64776-2611

Mortgage

Document Number629/61
DateOct 2, 2020
Book Page629/61
Lender
NameST CLAIR COUNTY STATE BANK
TypeBank
AddressOSCEOLA, MO 64776
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2050

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MO
Property Address2145 SE 655 RD, OSCEOLA, MO 64776-2611
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number618/1241
DateJun 5, 2019
Book Page618/1241
Lender
NameST CLAIR COUNTY STATE BANK
TypeBank
AddressOSCEOLA, MO 64776
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2049

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of February 24, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Clair County
MunicipalityVista Village
Unified School DistrictOsceola School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$17,600$92,500 Land $5,800 Building $86,700
2023$16,600$87,500 Land $800 Building $86,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 2145 SE 655 Rd.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2145 SE 655 Rd is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · above 82% of Missouri
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber
2,000 / 2,000
Wisper ISP
Fixed Wireless
400 / 30
T-Mobile
Fixed Wireless
100 / 20

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