2145 SE 38th St, Ocala, FL 34480 Property Records

Marion County property record for 2145 SE 38th St, Ocala, FL 34480

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,867 sqft · built 1978
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on File
Last Sale	$145,000 (Nov 2018)
Tax Bill	$2,390 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29860-014-04`

Property Details

APN / Parcel Number

Primary APN	`29860-014-04`
Alternative APNs	`0702412000` `702412`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,867 sqft Living Area
Gross Area	2,800 sqft
1st Floor Area	1,867 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Modern
Exterior Material	Concrete Block
Foundation Type	Block
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	26,136 sqft (0.6 acres)
Lot Dimensions	209 ft deep x 125 ft wide
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	450 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2145 SE 38TH ST
City	OCALA
State	FL
Zip	34480-8837
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEC 28 TWP 15 RGE 22 PLAT BOOK E PAGE 047 TILLSONS PLAT W 125 FT OF E 390.49 FT OF S 209.41 FT OF LOT 14 BEING MORE PARTICULARLY DESC AS: COM AT THE S 1/4 COR OF SEC 28 TH N 89-50-38 E 1295.90 FT TH N 00-17-24 W 32.18 FT TH S 89-43-04 W 390.42 FT TO
Legal Range	22E
Legal Township	15S
Legal Section	28
Legal Subdivision	TILLSONS
Legal Lot Number	14
Jurisdiction	MARION FL
Township / Civil Division	OCALA
Census Block Group	4
Census Block	4013
Census Tract	2304

Owner

2145 SE 38th St is owned and occupied by two individuals who bought it in November 2018.

Source: Marion County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2145 SE 38TH ST, OCALA, FL 34480-8837
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2021	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Jun 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage GOLDWATER BANK NA
Nov 7, 2018	Warranty Deed, Transfer · Conventional Mortgage GOLDWATER BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2018 · Amount on File
Deed Sale	Nov 7, 2018 · Amount on File
Prior Sale	Jun 7, 2000 · Amount on File
Deed Document Number	2018110206
Deed Book / Page	6864 / 1195
Prior Transfer Date	May 30, 2000
Prior Transfer Doc	0028020374
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	2145 SE 38TH ST, OCALA, FL 34480-8837
Transaction Type	Mortgage
Record Updated	Apr 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4531 SW 46TH AVE, OCALA, FL 34474-4348

Mortgage

Document Number	0074201928
Date	Mar 30, 2021
Book Page	7420/1928
Instrument	2021040657

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Apr 10, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	2145 SE 38TH ST, OCALA, FL 34480-8837
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0072010256
Date	Jun 3, 2020
Book Page	7201/256
Instrument	2020056858

Lender

Name	GOLDWATER BANK NA
Type	Bank
Address	PHOENIX, AZ 85016

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Nov 7, 2018
Property Address	2145 SE 38TH ST, OCALA, FL 34480-8837
Document Number	0068641195
Book / Page	6864 / 1195
Instrument Date	Nov 7, 2018
Instrument	2018110206
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	FIRST INTL TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	929 ROCKMEAD DR APT 2104, 929, KINGWOOD, TX 77339-2262

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2145 SE 38TH ST, OCALA, FL 34480-8837

Mortgage

Document Number	2018110207
Date	Nov 7, 2018
Instrument	2018110207

Lender

Name	GOLDWATER BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2145 SE 38th St was $2,390 with a homeowner's exemption.

Source: Marion County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,390.00 Homeowner's exemption	$162,376	$293,093 Land $45,000 Building $248,093
2023	$2,087.00 (+3.01%) Homeowner's exemption	$153,204 (+3%) Land $42,000 Building $111,204	$259,315 (+9.34%) Land $42,000 Building $217,315
2022	$2,026.00 Homeowner's exemption	$148,742	$237,171 Land $42,000 Building $195,171

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2145 SE 38th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2145 SE 38th St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCALA, CITY OF (2 WTPS) serves 66,449 people · EPA ID FL3420922
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on SE 38th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures