2145 Penstone Loop, Roseville, CA 95747 Property Records

Placer County property record for 2145 Penstone Loop, Roseville, CA 95747

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,385 sqft · built 2007
Lot Size	0.194 acres (8,455 sqft)
Owner	Individual Name on Record
Last Sale	$638,000 (Dec 2022)
Tax Bill	$6,143 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Aug 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`490-100-040-000`

Property Details

APN / Parcel Number

Primary APN	`490-100-040-000`
Alternative APN	`490-100-040`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,385 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	8,455 sqft (0.194 acres)
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	490-100-040
Street Address	2145 PENSTONE LOOP
City	ROSEVILLE
State	CA
Zip	95747-8811
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 115 WESTPARK VILLAGE 1, PH 1, MOR AA-93
Legal Subdivision	WESTPARK VILLAGE
Legal Lot Number	115
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	1
Census Block	1004
Census Tract	21325

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2145 PENSTONE LOOP, ROSEVILLE, CA 95747-8811
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2022	Grant Deed, Transfer · Conventional Mortgage FIRST TECHNOLOGY FEDERAL CU
Aug 30, 2019	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2022 · Amount on Record
Deed Sale	Dec 19, 2022 · Amount on Record
Prior Sale	Aug 9, 2007 · Amount on Record
Deed Document Number	202291917
Prior Transfer Date	Dec 13, 2022
Prior Transfer Doc	0000091916
Record Updated	Sep 20, 2026

December 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Dec 19, 2022
Property Address	2145 PENSTONE LOOP, ROSEVILLE, CA 95747-8811
Document Number	0000091917
Map Reference	MB AA PG 93
Instrument Date	Dec 14, 2022
Instrument	2022-0091917
Transaction Type	Transfer
Record Updated	Jan 2, 2023
Title Company	STEWART TITLE, STEWART TITLE OF SACRAMENTO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2145 PENSTONE LOOP, ROSEVILLE, CA 95747-8811
Investor	Possibly a Property Investor

Mortgage

Document Number	0000091918
Date	Dec 19, 2022
Instrument	2022-0091918

Lender

Name	FIRST TECHNOLOGY FEDERAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Jan 1, 2033
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	11.1%
Index	1-Year T-Bill
Max Rate	11.1%

August 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	PLACER CA
Recording Date	Aug 30, 2019
Property Address	2145 PENSTONE LOOP, ROSEVILLE, CA 95747-8811
Document Number	0000064472
Instrument Date	Aug 22, 2019
Instrument	64472
Transaction Type	Transfer
Record Updated	Mar 26, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2145 PENSTONE LOOP ROSEVILLE CA 957478811, ROSEVILLE, CA 95747-8811

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Roseville City
Elementary School District	Roseville City Elementary School District (KG - 08)
Secondary School District	Roseville Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$339,177 (+2%) Land $82,406 Building $256,771
2025	$6,143.00 (-33.13%) Homeowner's exemption	$332,528 (-47.88%) Land $80,791 Building $251,737
2023	$9,187.00 (+8.77%) Homeowner's exemption	$638,000 Land $135,000 Building $503,000
2022	$8,446.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 1 (45% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 768 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Astound Broadband Fixed Wireless	1,000 / 250
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: DigitalPath, Succeed.Net, T-Mobile, Zeta Broadband.

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