Shiawassee County property record for 2145 N M 52, Owosso, MI 48867 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.8 acres (34,848 sqft) |
| Owner | Individual Name on File |
| Last Sale | $235,000 (Jun 2026) |
| Tax Bill | $3,554 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jan 2026 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 006-78-031-000 |
| Primary APN | 006-78-031-000 |
|---|---|
| Alternative APN |
|
| Lot Area | 34,848 sqft (0.8 acres) |
|---|
| Street Address | 2145 N M 52 |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-1219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROSEDALE GARDENS SUB OWOSSO TWP LOT 31 & N 12 OF LOT 32 .8 ACRE L328-474 L376-214 RESTRICTIONS |
| Legal Subdivision | ROSEDALE GARDENS SUB |
| Legal Lot Number | 31-32 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 30300 |
Source: Shiawassee County records · APN 006-78-031-000
Assessment roll updated July 16, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1395 AIKEN RD, OWOSSO, MI 48867-9769 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Jun 12, 2026 | Warranty Deed, Transfer · Conventional Mortgage OPTION MORTGAGE LENDING INC |
| Jan 02, 2026 | Intrafamily Transfer, Transfer |
| Aug 28, 2019 | Warranty Deed, Transfer · Conventional Mortgage CHEMICAL BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 12, 2026 · Amount on Record |
| Deed Sale | Jun 12, 2026 · Amount on Record |
| Deed Document Number | 20263404238 |
| Deed Book / Page | 1339 / 639 |
| Prior Transfer Date | Dec 22, 2025 |
| Prior Transfer Doc | 0013340201 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Jun 12, 2026 |
| Property Address | 2145 N M 52, OWOSSO, MI 48867-1219 |
| Document Number | 0003404238 |
| Book / Page | 1339 / 639 |
| Instrument Date | Jun 10, 2026 |
| Instrument | 20263404238 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2026 |
| Title Company | ATA NATIONAL TITLE GROUP LLC, ATA NATIONAL TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $204,121.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1395 AIKEN RD, OWOSSO, MI 48867-9769 |
| Document Number | 0003404239, |
|---|---|
| Date | Jun 12, 2026 |
| Instrument | 20263404239 |
| Name | OPTION MORTGAGE LENDING INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Jan 02, 2026 |
| Property Address | 2145 N M 52, OWOSSO, MI 48867-1219 |
| Document Number | 0013340201 |
| Book / Page | 1334 / 201 |
| Map Reference | LB 11 PG 190 |
| Instrument Date | Dec 22, 2025 |
| Instrument | 3398756 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5578 ARROWWOOD ST, GREENDALE, WI 53129-1364 |
| Name | Verified Name |
|---|---|
| Address | 5578 ARROWWOOD ST, GREENDALE, WI 53129-1364 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Aug 28, 2019 |
| Property Address | 2145 N M 52, OWOSSO, MI 48867-1219 |
| Document Number | 0012600507 |
| Book / Page | 001260 / 000507 |
| Instrument Date | Aug 23, 2019 |
| Instrument | 3324071 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2019 |
| Title Company | ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,462.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 302 E MONROE ST OWOSSO MI 488673518, OWOSSO, MI 48867-3518 |
| Document Number | 12600508 |
|---|---|
| Date | Aug 28, 2019 |
| Book Page | 001260/000508 |
| Instrument | 3324072 |
| Name | CHEMICAL BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 27, 2049 |
Source: Shiawassee County records · Assessment roll updated July 16, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| County Subdivision | Owosso Charter Township |
| Unified School District | Owosso Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $171,500 (+9.94%) | $343,000 (+9.94%) | |
| 2025 | $3,554.00 (+2.69%) Homeowner's exemption | $156,000 (+17.56%) | $312,000 (+17.56%) |
| 2024 | $3,461.00 (+5.36%) | ||
| 2023 | $3,285.00 Homeowner's exemption | $132,700 | $265,400 |
Source: FEMA National Flood Hazard Layer, Shiawassee County (26155C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261550303003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2008, river or lake flooding |
| Wildfire Risk | Low above 4% of the US · above 9% of Michigan |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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