2145 Mazatlan Rd, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 2145 Mazatlan Rd, Punta Gorda, FL 33983

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,907 sqft · built 1990
Lot Size	0.22 acres (9,599 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,608 (2025)
Deeds & Mortgages	Jan 2026 Second Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`40-23-16-106-001`

Property Details

APN / Parcel Number

Primary APN	`40-23-16-106-001`
Alternative APNs	`0095262-344480-4` `10004617171`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,907 sqft Living Area
Gross Area	2,744 sqft

Exterior

Year Built	Built 1990
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	9,599 sqft (0.22 acres)
Garage Area	441 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces
Pool Area	392 sqft
Porch	Open Porch
Porch Area	395 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10004617171
Old Parcel Number	00952623444804
Street Address	2145 MAZATLAN RD
City	PUNTA GORDA
State	FL
Zip	33983-2634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	PGI 023 0787 0008 PUNTA GORDA ISLES SEC23 BLK787 LT 8 682/803 1074-1739 1092/1040 1136/1670 1536/1541 DC1928/842-MP
Legal Range	23E
Legal Township	40S
Legal Section	16
Legal Subdivision	PUNTA GORDA ISLES
Legal Block	787
Legal Lot Number	8
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PORT CHARLOTTE
Census Block Group	4
Census Block	4001
Census Tract	20101

Owner

2145 Mazatlan Rd is owned and occupied by two individuals who acquired it in March 2006.

Source: Charlotte County records, as of December 10, 2025

Owner of Record	2 Individual Names on File
Mailing Address	2145 MAZATLAN RD, PUNTA GORDA, FL 33983-2634
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Sep 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 1, 2018	Deed of Trust, Mortgage · Conventional with PMI REFI.COM
Jun 3, 2017	Deed of Trust, Mortgage · FHA Mortgage FIRST DIRECT LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2006
Deed Sale	Mar 29, 2006
Prior Sale	Jun 27, 2002 · Amount on File
Deed Document Number	1534682
Deed Book / Page	02164 / 00732
Prior Transfer Date	Jan 30, 2003
Prior Transfer Doc	0216400732
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	2145 MAZATLAN RD, PUNTA GORDA, FL 33983-2634
Transaction Type	Mortgage
Record Updated	Jan 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2145 MAZATLAN RD, PUNTA GORDA, FL 33983-2634

Mortgage

Document Number	0003602809
Date	Jan 8, 2026
Instrument	3602809

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	2145 MAZATLAN RD, PUNTA GORDA, FL 33983-2634
Transaction Type	Mortgage
Record Updated	Oct 13, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048480070
Date	Sep 27, 2021
Book Page	4848/70
Instrument	3002369

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	2145 MAZATLAN RD, PUNTA GORDA, FL 33983-2634
Document Number	0042891610
Instrument Date	Mar 1, 2018
Transaction Type	Mortgage
Record Updated	Mar 23, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2145 MAZATLAN RD PUNTA GORDA FL 339832634, PUNTA GORDA, FL 33983-2634

Mortgage

Document Number	0042891610
Date	Mar 8, 2018
Book Page	004289/001610
Instrument	2592725

Lender

Name	REFI.COM
Address	IRVINE, CA 92618

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 7, 2048

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	2145 MAZATLAN RD, PUNTA GORDA, FL 33983-2634
Document Number	0042190760
Book / Page	004219 / 000760
Instrument Date	Jun 3, 2017
Transaction Type	Mortgage
Record Updated	Jul 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2145 MAZATLAN RD PUNTA GORDA FL 339832634, PUNTA GORDA, FL 33983-2634

Mortgage

Document Number	0042190760
Date	Jul 17, 2017
Book Page	004219/000760
Instrument	2538497

Lender

Name	FIRST DIRECT LNDG
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 16, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2145 Mazatlan Rd was $1,608 with a homeowner's exemption.

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,608.00 Homeowner's exemption	$146,631	$265,531 Land $55,000 Building $210,531
2023	$2,423.00 (+9.59%) Homeowner's exemption	$138,349 (+3%)	$261,128 (+16.65%) Land $55,000 Building $206,128
2022	$2,211.00 Homeowner's exemption	$134,319	$223,849 Land $35,700 Building $188,149

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2145 Mazatlan Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 54 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	54 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2145 Mazatlan Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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