2145 Hillcrest Dr, Duluth, MN 55811 Property Records

St. Louis County property record for 2145 Hillcrest Dr, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,702 sqft · built 1953
Lot Size	0.31 acres (13,527 sqft)
Owner	Individual Name on Record
Last Sale	$351,900 (Jan 2025)
Tax Bill	$2,092 (2026)
Deeds & Mortgages	Sep 2025 Mortgage Jan 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`010-2890-00320`

Property Details

APN / Parcel Number

Primary APN	`010-2890-00320`
Alternative APNs	`1092380` `1177797`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	1,702 sqft Gross Area
1st Floor Area	1,318 sqft
Basement Area	500 sqft
Finished Basement	500 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Lot Area	13,527 sqft (0.31 acres)
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	10 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1177797
Street Address	2145 HILLCREST DR
City	DULUTH
State	MN
Zip	55811-3133
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0013 BLOCK:003 SERIAL #
Legal Subdivision	LINCOLN PARK GARDENS SECOND DIVISION
Legal Tract	5
Legal Block	3
Legal Lot Number	13
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1003
Census Tract	2300

Owner

Source: St. Louis County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2145 HILLCREST DR, DULUTH, MN 55811-3133
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2025	Deed of Trust, Mortgage · VA Mortgage ZOOM HOME LENDING LLC
Jan 4, 2021	Quit Claim Deed, Construction Loan · Line of Credit NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2025 · Amount on Record
Deed Sale	Jan 8, 2025 · Amount on Record
Prior Sale	Jun 13, 2008 · Amount on Record
Deed Document Number	20251503007
Prior Transfer Date	Oct 26, 2020
Prior Transfer Doc	0001400096
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2145 HILLCREST DR, DULUTH, MN 55811-3133
Transaction Type	Mortgage
Record Updated	Oct 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2145 HILLCREST DR, DULUTH, MN 55811-3133

Mortgage

Document Number	0001517956
Date	Sep 11, 2025
Instrument	1517956

Lender

Name	ZOOM HOME LENDING LLC
Type	Mortgage Company
Address	LIVONIA, MI 48152

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

January 2021: Quit Claim Deed, Construction Loan

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 4, 2021
Property Address	2145 HILLCREST DR, DULUTH, MN 55811-3133
Document Number	00A1400096
Instrument Date	Oct 26, 2020
Instrument	A1400096
Transaction Type	Construction Loan
Record Updated	Jan 29, 2021
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS

Transaction

Amount	Amount Recorded
Tax	$2.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5641 E WORCESTER DR VIRGINIA BEACH VA 234554642, VIRGINIA BEACH, VA 23455-4642

Mortgage

Document Number	A1400097
Date	Jan 4, 2021
Instrument	A1400097

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jan 3, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,092.00 (-45.86%) Homeowner's exemption
2025	$3,864.00 (+5.69%)	$350,400 (+24.65%) Land $33,100 Building $317,300	$350,400 (+24.65%) Land $33,100 Building $317,300
2024	$3,656.00	$281,100 (+10.45%) Land $41,100 Building $240,000	$281,100 (+10.45%) Land $41,100 Building $240,000
2022		$254,500 Land $46,900 Building $207,600	$254,500 Land $46,900 Building $207,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
Airfiber Fixed Wireless	100 / 20

May also be available: T-Mobile.

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