Arenac County property record for 2145 Elm St, Standish, MI 48658
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on File |
| Last Sale | $113,000 (Aug 2023) |
| Tax Bill | $2,028 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 010-2-W20-003-015-01 |
| Primary APN | 010-2-W20-003-015-01 |
|---|
| Lot Area | 10,454 sqft (0.24 acres) |
|---|---|
| Lot Dimensions | 70 ft deep x 46.4 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 2145 ELM ST |
|---|---|
| City | STANDISH |
| State | MI |
| Zip | 48658-9778 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T18N R5E SEC 29 LTS 15 THRU 20 BLK 3 WHITES BEACH SUB COMBINED 0102W2000301500 & 017-00 & 019-00 (01) |
| Legal Range | 05E |
| Legal Township | 18N |
| Legal Section | 29 |
| Legal Subdivision | WHITES BEACH SUB |
| Legal Block | 3 |
| Legal Lot Number | 15-20 |
| Jurisdiction | ARENAC MI |
| Township / Civil Division | STANDISH |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 970500 |
2145 Elm St is owned and occupied by an individual who bought it in August 2023.
Source: Arenac County records, as of May 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2145 ELM ST, STANDISH, MI 48658-9778 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 31, 2023 · Amount on File |
| Deed Sale | Aug 31, 2023 · Amount on File |
| Prior Sale | Jul 26, 2011 · Amount on File |
| Prior Transfer Date | Aug 26, 2011 |
| Prior Transfer Doc | 201102913 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 2145 Elm St was $2,028 with a homeowner's exemption, down 0.3% from the year before.
Source: Arenac County assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Arenac County |
| County Subdivision | Standish Township |
| Unified School District | Standish-Sterling Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $51,000 (-7.1%) | $102,000 (-7.1%) | |
| 2025 | $2,028.00 (-0.29%) Homeowner's exemption | $54,900 | $109,800 |
| 2024 | $2,034.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2145 Elm St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 583.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 29 policies |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 38 (1983–2020) |
| Claims Outside the SFHA | 2 of 38 |
| Most Recent Claim | Jun 2020 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2145 Elm St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Point Broadband Fixed Wireless | 1,000 / 500 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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