2145 Eldridge Ave E, North Saint Paul (Saint Paul), MN 55109 Property Records

Ramsey County property record for 2145 Eldridge Ave E, North Saint Paul, MN 55109

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,092 sqft · built 1971
Lot Size	0.202 acres (8,804 sqft)
Owner	2 Individual Names on Record
Last Sale	$126,900 (Nov 1999)
Deeds & Mortgages	May 2020 Mortgage Mar 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-29-22-11-0019`

Property Details

APN / Parcel Number

Primary APN	`14-29-22-11-0019`
Alternative APNs	`8201483` `638802`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	1,092 sqft
Basement Area	200 sqft
Finished Basement	200 sqft
Game Room	Game Room

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1974
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Wood
Lot Area	8,804 sqft (0.202 acres)
Lot Dimensions	124 ft deep x 71 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	638802
Street Address	2145 ELDRIDGE AVE E
City	SAINT PAUL
State	MN
Zip	55109-3920
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FIFTH ADDITION TO NORTH ST.,PA LOTS 16 & LOT 17 BLK 9
Legal Range	22
Legal Township	29
Legal Section	14
Legal Subdivision	FIFTH ADDITION TO NORTH ST.,PA
Legal Block	9
Legal Lot Number	16,17
Jurisdiction	RAMSEY MN
Township / Civil Division	NORTH ST. PAUL
Census Block Group	4
Census Block	4011
Census Tract	42700

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2145 ELDRIDGE AVE E, SAINT PAUL, MN 55109-3920
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2020	Deed of Trust, Mortgage · VA Mortgage AXIA FIN'L
Mar 20, 2017	Deed of Trust, Mortgage · VA Mortgage UNIVERSAL AMERICAN MTG
Mar 9, 2017	Quit Claim Deed, Transfer ALL AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 1999 · Amount on Record
Deed Sale	Nov 8, 1999 · Amount on Record
Deed Document Number	1999273218
Last Transfer Date	Mar 1, 2017
Transfer Doc	0002582426
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	2145 ELDRIDGE AVE E, NORTH ST PAUL, MN 55109-3920
Document Number	0002674844
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Sep 25, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2145 ELDRIDGE AVE E ST PAUL MN 551093920, ST PAUL, MN 55109-3920

Mortgage

Document Number	0002674844
Date	Sep 14, 2020
Instrument	2674844

Lender

Name	AXIA FIN'L
Type	Funding / Finance Company
Address	BELLEVUE, WA 98004

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 13, 2050

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	2145 ELDRIDGE AVE E, NORTH ST PAUL, MN 55109-3920
Document Number	0002584062
Instrument Date	Mar 20, 2017
Transaction Type	Mortgage
Record Updated	Jun 5, 2017
Title Company	ALL AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2145 EDRIDGE AVE E NORTH ST PAUL MN 55109, NORTH ST PAUL, MN 55109

Mortgage

Document Number	0002584062
Date	Mar 31, 2017
Instrument	2584062

Lender

Name	UNIVERSAL AMERICAN MTG
Type	Mortgage Company
Address	MIAMI, FL 33172-3139

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 30, 2047

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RAMSEY MN
Recording Date	Mar 9, 2017
Property Address	2145 ELDRIDGE AVE E, NORTH ST PAUL, MN 55109-3920
Document Number	0002582426
Instrument Date	Mar 1, 2017
Instrument	2582426
Transaction Type	Transfer
Record Updated	May 5, 2017
Title Company	ALL AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2145 ELDRIDGE AVE E NORTH ST PAUL MN 551093920, NORTH ST PAUL, MN 55109-3920

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	North St. Paul City
Unified School District	North St. Paul-Maplewood-Oakdale School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$269,100 (-0.85%) Land $48,400 Building $220,700	$269,100 (-0.85%) Land $48,400 Building $220,700
2023	$271,400 Land $48,400 Building $223,000	$271,400 Land $48,400 Building $223,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	North Saint Paul serves 13,134 people · EPA ID MN1620011
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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