2145 Elaine Dr, Bountiful, UT 84010 Property Records

Davis County property record for 2145 Elaine Dr, Bountiful, UT 84010

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,328 sqft · built 1970
Lot Size	0.213 acres (9,278 sqft)
Owner	2 Individual Names on File
Last Sale	$388,100 (Jul 2018)
Tax Bill	$3,223 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Oct 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`05-054-0226`

Property Details

APN / Parcel Number

Primary APN	`05-054-0226`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,328 sqft Living Area
Basement Area	672 sqft
Unfinished Basement	672 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Built-Up Asphalt
Lot Area	9,278 sqft (0.213 acres)
Garage Area	616 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2145 ELAINE DR
City	BOUNTIFUL
State	UT
Zip	84010-3119
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	ALL OF LOT 226, OAKRIDGE MANOR SUB PLAT M. CONT. 0.213 ACRES
Legal Subdivision	OAKRIDGE MANOR PL M
Legal Lot Number	226
Jurisdiction	DAVIS UT
Township / Civil Division	SOUTH DAVIS
Census Block Group	1
Census Block	1018
Census Tract	126802

Owner

2145 Elaine Dr is owned and occupied by two individuals who bought it in July 2018.

Source: Davis County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2145 ELAINE DR, BOUNTIFUL, UT 84010-3119
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2023	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Oct 30, 2020	Deed of Trust, Mortgage · FHA Mortgage INTERCAP LENDING
Oct 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage INTERCAP LENDING
Nov 2, 2020	Correction Deed METRO NAT'L TITLE ASSOCS
Apr 25, 2019	Deed of Trust, Mortgage · FHA Mortgage INTERCAP LNDG
Jul 9, 2018	Warranty Deed, Transfer · FHA Mortgage GENEVA FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2018 · Amount on File
Deed Sale	Jul 9, 2018 · Amount on File
Prior Sale	Oct 16, 2012 · Amount on File
Deed Document Number	20183103850
Deed Book / Page	7052 / 765
Prior Transfer Date	Jul 23, 2012
Prior Transfer Doc	0002675568
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	2145 ELAINE DR, BOUNTIFUL, UT 84010-3119
Transaction Type	Mortgage
Record Updated	Feb 14, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	008184/875
Date	Feb 1, 2023
Book Page	8184/875
Instrument	3516282

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	SANDY, UT 84070

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	2145 ELAINE DR, BOUNTIFUL, UT 84010-3119
Transaction Type	Mortgage
Record Updated	Sep 5, 2022
Title Company	METRO NATIONAL TITLE ASSN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	07628/1854
Date	Oct 30, 2020
Book Page	7628/1854
Instrument	3310201

Lender

Name	INTERCAP LENDING
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	2145 ELAINE DR, BOUNTIFUL, UT 84010-3119
Transaction Type	Mortgage
Record Updated	Sep 5, 2022
Title Company	STEWART TITLE INS AGCY OF UT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	07876/2063
Date	Oct 29, 2021
Book Page	7876/2063
Instrument	3431688

Lender

Name	INTERCAP LENDING
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

November 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	DAVIS UT
Recording Date	Nov 2, 2020
Property Address	2145 ELAINE DR, BOUNTIFUL, UT 84010-3119
Document Number	0003311138
Book / Page	007629 / 003776
Instrument Date	Nov 2, 2020
Instrument	3311138
Record Updated	Nov 17, 2020
Title Company	METRO NAT'L TITLE ASSOCS

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2145 ELAINE DR BOUNTIFUL UT 840103119, BOUNTIFUL, UT 84010-3119

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	2145 ELAINE DR, BOUNTIFUL, UT 84010-3119
Document Number	0003156631
Instrument Date	Apr 25, 2019
Transaction Type	Mortgage
Record Updated	May 13, 2019
Title Company	SURETY TITLE AGENCY INC, SURETY TITLE AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2145 ELAINE DR BOUNTIFUL UT 840103119, BOUNTIFUL, UT 84010-3119

Mortgage

Document Number	0003156631
Date	Apr 30, 2019
Book Page	007252/000516
Instrument	3156631

Lender

Name	INTERCAP LNDG
Address	DRAPER, UT 84020

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 29, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Jul 9, 2018
Property Address	2145 ELAINE DR, BOUNTIFUL, UT 84010-3119
Document Number	007052/765
Book / Page	7052 / 765
Instrument Date	Jul 6, 2018
Instrument	3103850
Transaction Type	Transfer
Record Updated	Sep 5, 2022
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2145 ELAINE DR, BOUNTIFUL, UT 84010-3119
Investor	Possibly a Property Investor

Mortgage

Document Number	007052/802
Date	Jul 9, 2018
Book Page	7052/802
Instrument	3103858

Lender

Name	GENEVA FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2145 Elaine Dr was $3,223, up 7.4% from the year before.

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Bountiful City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$309,651 (+5.23%) Land $180,615 Building $129,036	$563,000 (+5.23%) Land $328,390 Building $234,610
2025	$3,223.00 (+7.4%)	$294,250 Land $127,852 Building $166,398	$535,000 Land $232,459 Building $302,541
2024	$3,001.00 (+3.98%)
2023	$2,886.00 (+1.58%)	$495,000 Land $212,714 Building $282,286	$495,000 Land $212,714 Building $282,286
2022	$2,841.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2145 Elaine Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2145 Elaine Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 77% of Utah
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOUNTIFUL CITY WATER SYSTEM serves 37,500 people · EPA ID UTAH06015
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Echo Broadband, Utah Broadband, Verizon.

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