2145 Crystal Clear Dr, Spring Valley, CA 91978 Property Records

San Diego County property record for 2145 Crystal Clear Dr, Spring Valley, CA 91978

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,920 sqft · built 2002
Lot Size	0.113 acres (4,905 sqft)
Owner	2 Individual Names on Record
Last Sale	$403,000 (Dec 2012)
Tax Bill	$6,600 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`580-271-30-00`

Property Details

APN / Parcel Number

Primary APN	`580-271-30-00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	2,920 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	4,905 sqft (0.113 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	2145 CRYSTAL CLEAR DR
City	SPRING VALLEY
State	CA
Zip	91978-2025
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 60 TR 013867
Legal Subdivision	SAN DIEGO COUNTRY ESTATES I
Legal Tract	013867
Legal Block	3
Legal Lot Number	60
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3005
Census Tract	13506

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2145 CRYSTAL CLEAR DR, SPRING VALLEY, CA 91978-2025
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2026	Deed of Trust, Mortgage · Line of Credit US BANK NA
Mar 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage RATE RABBIT INC
Jul 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 21, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2012 · Amount on Record
Deed Sale	Dec 20, 2012 · Amount on Record
Prior Sale	Sep 1, 2006 · Amount on Record
Deed Document Number	2012803781
Last Transfer Date	Jan 30, 2020
Transfer Doc	0000089387
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2145 CRYSTAL CLEAR DR, SPRING VALLEY, CA 91978-2025
Transaction Type	Mortgage
Record Updated	Feb 13, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2145 CRYSTAL CLEAR DR, SPRING VALLEY, CA 91978-2025

Mortgage

Document Number	0000032197
Date	Feb 5, 2026
Instrument	2026-0032197

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jan 18, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2145 CRYSTAL CLEAR DR, SPRING VALLEY, CA 91978-2025
Transaction Type	Mortgage
Record Updated	Apr 8, 2021
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2145 CRYSTAL CLEAR DR, SPRING VALLEY, CA 91978-2025

Mortgage

Document Number	0000243721
Date	Mar 30, 2021
Instrument	2021-0243721

Lender

Name	RATE RABBIT INC
Type	Non-Lending Institution
Address	SAN DIEGO, CA 92101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2041

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2145 CRYSTAL CLEAR DR, SPRING VALLEY, CA 91978-2025
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000413410
Date	Jul 29, 2020
Instrument	2020-0413410

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2040

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 21, 2020
Property Address	2145 CRYSTAL CLEAR DR, SPRING VALLEY, CA 91978-2025
Document Number	0000089387
Instrument Date	Jan 30, 2020
Instrument	89387
Transaction Type	Transfer
Record Updated	Mar 4, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2145 CRYSTAL CLEAR DR SPRING VALLEY CA 919782025, SPRING VALLEY, CA 91978-2025

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$505,672 (+2%) Land $215,720 Building $289,952
2025	$6,600.00 (+7.09%)	$495,758 (+4.04%) Land $211,491 Building $284,267
2023	$6,163.00 (+1.55%)	$476,510 Land $203,280 Building $273,230
2022	$6,069.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 46% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Verizon.

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