2145 Craig Rd, Lenoir, NC 28645 Property Records

Caldwell County property record for 2145 Craig Rd, Lenoir, NC 28645

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,170 sqft · built 1999
Lot Size	0.672 acres (29,280 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Aug 2019)
Tax Bill	$912 (2026)
Deeds & Mortgages	May 2026 Line of Credit Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06190 1 48`

Property Details

APN / Parcel Number

Primary APN	`06190 1 48`
Alternative APN	`166943`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,170 sqft Heated Area
Gross Area	2,066 sqft
1st Floor Area	1,170 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2000
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	29,280 sqft (0.672 acres)
Lot Dimensions	244 ft deep x 120 ft wide
Garage Type	Finished
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	166943
Street Address	2145 CRAIG RD
City	LENOIR
State	NC
Zip	28645-8745
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	BK 1970 PG 1251 YR 2019 ST 200.00
Legal Subdivision	STONE CRK
Jurisdiction	CALDWELL NC
Township / Civil Division	NORTH CATAWBA
Census Block Group	2
Census Block	2005
Census Tract	30801

Owner

2145 Craig Rd, a mobile home, is owned and occupied by an individual who bought it in August 2019.

Source: Caldwell County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2145 CRAIG RD, LENOIR, NC 28645-8745
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Deed of Trust, Mortgage · Line of Credit UNITED FEDERAL CREDIT UNION
Aug 30, 2019	Warranty Deed, Transfer · Conventional with PMI UNITED FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2019 · Amount on File
Deed Sale	Aug 30, 2019 · Amount on File
Prior Sale	May 18, 1999 · Amount on File
Deed Document Number	201910036254
Deed Book / Page	1970 / 1251
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Recording Date	May 13, 2026
Property Address	2145 CRAIG RD, LENOIR, NC 28645-8745
Document Number	0010118742
Book / Page	2164 / 1412
Instrument Date	Apr 22, 2026
Instrument	202610118742
Transaction Type	Mortgage
Record Updated	Jul 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2145 CRAIG RD, LENOIR, NC 28645-8745

Mortgage

Document Number	0010118742,
Date	May 13, 2026
Book Page	2164/1412
Instrument	202610118742

Lender

Name	UNITED FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Apr 25, 2036

Interest

Rate	6.38%
Max Rate	-1%

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Aug 30, 2019
Property Address	2145 CRAIG RD, LENOIR, NC 28645-8745
Document Number	0010036254
Book / Page	001970 / 001251
Instrument Date	Aug 29, 2019
Instrument	10036254
Transaction Type	Transfer
Record Updated	Oct 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2145 CRAIG RD LENOIR NC 286458745, LENOIR, NC 28645-8745

Mortgage

Document Number	10036255
Date	Aug 30, 2019
Book Page	001970/001253
Instrument	10036255

Lender

Name	UNITED FCU
Type	Credit Union
Address	ST JOSEPH, MI 49085

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 29, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 2145 Craig Rd was $912, down 4.4% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$912.00 (-4.4%)	$138,000 (-) Land $16,400 Building $121,600
2025	$954.00	$138,000 Land $16,400 Building $121,600	$138,000 Land $16,400 Building $121,600
2023		$64,800 (-) Land $10,300 Building $54,500	$64,800 (-) Land $10,300 Building $54,500
2022	$523.00	$64,800 Land $10,300 Building $54,500	$64,800 Land $10,300 Building $54,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2145 Craig Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2145 Craig Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALDWELL COUNTY WATER--WEST serves 8,763 people · EPA ID NC0114045
Water Source	Purchased surface water from CITY OF LENOIR
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Ripple Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Craig Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures