2145 Cottontail Rd, Overgaard, AZ 85933 Property Records

Navajo County property record for 2145 Cottontail Rd, Overgaard, AZ 85933

Property Summary

Property Type	Single Family Home
Details	832 sqft · built 2023
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,873 (Jun 2026)
Tax Bill	$1,388 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Nov 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`206-19-144C`

Property Details

APN / Parcel Number

Primary APN	`206-19-144C`

Interior

Stories	1 Story
Building Area	832 sqft Living Area
1st Floor Area	832 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Construction Type	Wood
Roof Material	Metal
Lot Area	12,197 sqft (0.28 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	2145 COTTONTAIL RD
City	OVERGAARD
State	AZ
Zip	85933
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-10
Legal Description	BUCKSKIN ACRES #4 LOT 366; OUT OF 206-19-144A FOR 2018 ROLL
Legal Range	17E
Legal Township	12N
Legal Section	29
Legal Subdivision	BUCKSKIN ACRES #4
Legal Lot Number	366
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	1
Census Block	1055
Census Tract	963700

Owner

Source: Navajo County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2603 S BALBOA DR, GILBERT, AZ 85295-1431
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Warranty Deed, Transfer · VA Mortgage JPMORGAN CHASE BANK N A
Nov 29, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 3, 2022	Warranty Deed, Transfer LAWYERS TITLE/KANSAS INC, LAWYERS TITLE OF ARIZONA INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2026 · Amount on Record
Deed Sale	Jun 18, 2026 · Amount on Record
Prior Sale	Nov 29, 2023 · Amount on Record
Deed Document Number	20268931
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Jun 18, 2026
Property Address	2145 COTTONTAIL RD, OVERGAARD, AZ 85933
Document Number	0000008931
Instrument Date	Jun 12, 2026
Instrument	20268931
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2603 S BALBOA DR, GILBERT, AZ 85295-1431

Mortgage

Document Number	0000008932,
Date	Jun 18, 2026
Instrument	20268932

Lender

Name	JPMORGAN CHASE BANK N A

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Nov 29, 2023
Property Address	2145 COTTONTAIL RD, OVERGAARD, AZ 85933
Document Number	0000016742
Map Reference	MB 10 PG 26
Instrument Date	Nov 22, 2023
Instrument	2023-16742
Transaction Type	Transfer
Record Updated	May 17, 2024
Title Company	DRIGGS TITLE AGENCY INC-NV, DRIGGS TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2145 COTTONTAIL RD, OVERGAARD, AZ 85933

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2145 COTTONTAIL RD, OVERGAARD, AZ 85933

Mortgage

Document Number	0000016743
Date	Nov 29, 2023
Instrument	2023-16743

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.8%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.8%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11.8%

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Mar 3, 2022
Property Address	2145 COTTONTAIL RD, OVERGAARD, AZ 85933
Document Number	0000004454
Map Reference	MB 10 PG 26
Instrument Date	Feb 28, 2022
Instrument	2022-04454
Transaction Type	Transfer
Record Updated	May 17, 2024
Title Company	LAWYERS TITLE/KANSAS INC, LAWYERS TITLE OF ARIZONA INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8485 E MCDONALD DR # 312, 312, SCOTTSDALE, AZ 85250-6335

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Unified School District	Heber-Overgaard Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$238,537 (-1.94%) Land $29,368 Building $209,169
2025	$1,388.00 (+545.58%)	$24,325 (+651.93%) Land $2,831 Building $21,494	$243,246 (+651.92%) Land $28,310 Building $214,936
2024		$3,235 Land $2,946 Building $289	$32,350 Land $29,461 Building $2,889
2023	$215.00 (+4.88%)
2022	$205.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 44% of Arizona
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARIZONA WATER CO - OVERGAARD private · serves 13,797 people · EPA ID AZ0409004
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Conexon Connect, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cottontail Rd

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