2145 Caminito Elda, Unit 97, Chula Vista, CA 91915 Property Records

San Diego County property record for 2145 Caminito Elda, Unit 97, Chula Vista, CA 91915

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 1,515 sqft · built 2005
Lot Size1.7 acres (74,261 sqft)
Owner2 Individual Names on File
Last Sale$248,000 (Jun 2009)
Tax Bill$5,575 (2025)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN643-630-28-09

Property Details

APN / Parcel Number

Primary APN643-630-28-09

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,515 sqft Living Area

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleCondo/Apartment
Lot Area74,261 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address2145 CAMINITO ELDA, 97
CityCHULA VISTA
StateCA
Zip91915-4186
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodePC4RM25
Legal DescriptionLOT 22 US 17PER DOC04-1185510&UND INT IN COMMON AREA PH1 IN POR TR 014814
Legal SubdivisionCHULA VISTA TERRACE
Legal Tract014814
Legal Block1
Legal Lot Number22
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1002
Census Tract13316

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address2145 CAMINITO ELDA, 97, CHULA VISTA, CA 91915-4186
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 22, 2009 · Amount on File
Deed SaleJun 22, 2009 · Amount on File
Prior SaleJul 18, 2008 · Amount on File
Deed Document Number2009340889
Prior Transfer DateJun 12, 2006
Prior Transfer Doc0000429893
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2145 CAMINITO ELDA UNIT 97, 97, CHULA VISTA, CA 91915-4186
Document Number0000812014
Instrument DateDec 11, 2020
Transaction TypeMortgage
Record UpdatedDec 29, 2020
Title CompanyWFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2145 CAMINITO EDA #97 CHULA VISTA CA 91915, 97, CHULA VISTA, CA 91915

Mortgage

Document Number0000812014
DateDec 17, 2020
Instrument812014
Lender
NameL ALLEY LOANS INC L ALLEY LOANS INC
TypeBank
AddressHUNTINGTON BEACH, CA 92648
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueDec 16, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityChula Vista City
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$325,733 (+2%) Land $120,376 Building $205,357
2025$5,575.00 (+2.69%) Homeowner's exemption$319,347 (+4.04%) Land $118,016 Building $201,331
2023$5,429.00 (+2.72%) Homeowner's exemption$306,948 Land $113,434 Building $193,514
2022$5,285.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOTAY WATER DISTRICT
serves 242,155 people · EPA ID CA3710034
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2026
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wyyerd Connect
Fiber
8,000 / 8,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 500
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks.

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