2145 Cecilton Warwick Rd, Warwick, MD 21912 Property Records

Cecil County property record for 2145 Cecilton Warwick Rd, Warwick, MD 21912

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 824 sqft · built 1900
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$219,000 (Jun 2022)
Tax Bill	$1,548 (2026)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-020455`

Property Details

APN / Parcel Number

Primary APN	`01-020455`
Alternative APNs	`1020455` `020455`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	824 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Siding
Roof Material	Metal
Lot Area	10,890 sqft (0.25 acres)
Porch	Slab
Porch Area	84 sqft
Deck Area	80 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	020455
Street Address	2145 CECILTON WARWICK RD
City	WARWICK
State	MD
Zip	21912-1307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VR
Legal Description	.25 ACRE 2145 CECILTON WARWICK RD S OF WARWICK
Jurisdiction	CECIL MD
Township / Civil Division	1, CECILTON
Census Block Group	2
Census Block	2013
Census Tract	30100

Owner

2145 Cecilton Warwick Rd is owned and occupied by an individual who bought it in June 2022.

Source: Cecil County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	2145 CECILTON WARWICK RD, WARWICK, MD 21912-1307
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2022	Deed, Transfer · VA Mortgage USAA FSB
Dec 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage FULTON BK NA
Oct 29, 2019	Trustee's Deed, Construction Loan · Construction Mortgage PETER KIRSH
Nov 13, 2017	Grant Deed, Transfer KIRSH TITLE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2022 · Amount on File
Deed Sale	Jun 30, 2022 · Amount on File
Prior Sale	Jan 19, 2005 · Amount on File
Deed Book / Page	5194 / 142
Prior Transfer Date	Nov 1, 2017
Prior Transfer Doc	0041600178
Record Updated	Oct 29, 2026

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Jun 30, 2022
Property Address	2145 CECILTON WARWICK RD, WARWICK, MD 21912-1307
Document Number	0051940142
Book / Page	5194 / 142
Instrument Date	Jun 23, 2022
Transaction Type	Transfer
Record Updated	Jul 13, 2022
Title Company	NOT AVAILABLE, TIRLE EXCELLENCE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2145 CECILTON WARWICK RD, 2145, WARWICK, MD 21912-1307

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005194147
Date	Jun 30, 2022
Instrument	5194-147

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	2145 CECILTON WARWICK RD, WARWICK, MD 21912-1307
Document Number	0047800421
Instrument Date	Dec 18, 2020
Transaction Type	Mortgage
Record Updated	Mar 1, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2145 CECILTON WARWICK RD WARWICK MD 219121307, WARWICK, MD 21912-1307

Mortgage

Document Number	0047800421
Date	Jan 26, 2021
Book Page	004780/000421

Lender

Name	FULTON BK NA
Address	MIDDLETOWN, DE 19709

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

October 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CECIL MD
Recording Date	Oct 29, 2019
Property Address	2145 CECILTON WARWICK RD, WARWICK, MD 21912-1307
Document Number	0044910001
Book / Page	004491 / 000001
Instrument Date	Oct 18, 2019
Transaction Type	Construction Loan
Record Updated	Nov 15, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2145 CECILTON WARWICK RD WARWICK MD 219121307, WARWICK, MD 21912-1307

Mortgage

Document Number	44910001
Date	Oct 29, 2019
Book Page	004491/000001

Lender

Name	PETER KIRSH
Address	1 EQUITY WAY, WESTLAKE, OH 44145-1050

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Oct 28, 2020

Interest

Rate	12%

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CECIL MD
Recording Date	Nov 13, 2017
Property Address	2145 CECILTON WARWICK RD, WARWICK, MD 21912-1307
Document Number	0041600178
Book / Page	004160 / 000178
Instrument Date	Nov 1, 2017
Transaction Type	Transfer
Record Updated	Dec 1, 2017
Title Company	KIRSH TITLE SERVICES

Transaction

Amount	Amount on Record
Tax	$25.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2145 CECILTON WARWICK RD WARWICK MD 219121307, WARWICK, MD 21912-1307

Tax Assessment & Valuation

The 2026 property tax bill for 2145 Cecilton Warwick Rd was $1,548, up 12.1% from the year before.

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,548.00 (+12.09%)	$137,267 (+13.69%)	$153,800 (-) Land $63,800 Building $90,000
2025	$1,381.00	$120,733	$153,800 Land $63,800 Building $90,000
2023	$494.00	$102,767	$104,200 Land $63,800 Building $40,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2145 Cecilton Warwick Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2145 Cecilton Warwick Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Choptank Fiber Fiber	2,500 / 2,500
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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