Charles County property record for 2145 Bonnie Ln, Waldorf, MD 20601
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,320 sqft · built 1994 |
| Lot Size | 0.434 acres (18,916 sqft) |
| Owner | Individual Name on File |
| Last Sale | $137,030 (Sep 1998) |
| Tax Bill | $10,102 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-226272 |
| Primary APN | 06-226272 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,320 sqft Living Area |
| Gross Area | 1,656 sqft |
| 1st Floor Area | 1,320 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 18,916 sqft (0.434 acres) |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 110 sqft |
| Deck Area | 308 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 226272 |
|---|---|
| Street Address | 2145 BONNIE LN |
| City | WALDORF |
| State | MD |
| Zip | 20601-3976 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM |
| Legal Description | LOT 48 BROOKS HAVEN SUB |
| Legal Subdivision | BROOKS HAVEN SUB |
| Legal Block | 1 |
| Legal Lot Number | 48 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 850708 |
2145 Bonnie Ln is owned and occupied by an individual who bought it in September 1998.
Source: Charles County records, as of September 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2145 BONNIE LN, WALDORF, MD 20601-3976 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 21, 1998 · Amount on File |
| Deed Sale | Sep 21, 1998 · Amount on File |
| Prior Sale | Jun 27, 1994 · Amount on File |
| Deed Document Number | 1998163198 |
| Deed Book / Page | 2642 / 248 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 2145 BONNIE LN, WALDORF, MD 20601-3976 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0115700340 |
|---|---|
| Date | Jan 25, 2021 |
| Book Page | 11570/340 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 237 Months |
| Due | Oct 1, 2040 |
The 2025 property tax bill for 2145 Bonnie Ln was $10,102 with a homeowner's exemption.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $349,100 Land $126,500 Building $222,600 | $349,100 Land $126,500 Building $222,600 | |
| 2025 | $10,102.00 | ||
| 2023 | $4,110.00 Homeowner's exemption | $317,367 | $351,000 Land $126,500 Building $224,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2145 Bonnie Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2018 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2145 Bonnie Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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