2145 Bluff Rd, Hoover (Birmingham), AL 35226 Property Records

Jefferson County property record for 2145 Bluff Rd, Hoover, AL 35226

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,365 sqft · built 1962
Lot Size	0.569 acres (24,800 sqft)
Owner	Individual Name on File
Last Sale	$370,000 (May 2025)
Tax Bill	$2,287 (2025)
Deeds & Mortgages	May 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`39-00-04-4-007-008.000`

Property Details

APN / Parcel Number

Primary APN	`39-00-04-4-007-008.000`
Alternative APNs	`3904400700800000` `418534`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,365 sqft Living Area
Gross Area	2,733 sqft
1st Floor Area	1,365 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Exterior Material	Brick
Foundation Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	24,800 sqft (0.569 acres)
Lot Dimensions	160 ft deep x 155 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	266 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	176 sqft
Patio Area	352 sqft
Utility Building	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	418534
Old Parcel Number	3904400700800000
Street Address	2145 BLUFF RD
City	HOOVER
State	AL
Zip	35226-1202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	E 1/2 OF S 1/2 LOT 7 REAR BLUFF ESTS
Legal Range	03W
Legal Township	19S
Legal Section	04
Legal Quarter	SE
Legal Subdivision	REAR BLUFF ESTS 39-4-4
Legal Lot Number	7
Jurisdiction	JEFFERSON AL
Township / Civil Division	HOOVER
Census Block Group	2
Census Block	2012
Census Tract	14412

Owner

2145 Bluff Rd is owned and occupied by an individual who bought it in May 2025.

Source: Jefferson County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2145 BLUFF RD, HOOVER, AL 35226-1202
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2025 · Amount on File
Deed Sale	May 9, 2025 · Amount on File
Prior Sale	Jun 1, 2001
Deed Document Number	2025043096
Record Updated	Jun 8, 2026

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON AL
Recording Date	May 9, 2025
Property Address	2145 BLUFF RD, HOOVER, AL 35226-1202
Document Number	0000043096
Instrument Date	May 8, 2025
Instrument	2025043096
Transaction Type	Transfer
Record Updated	Dec 16, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2145 BLUFF RD, HOOVER, AL 35226-1202

Mortgage

Document Number	0000043097
Date	May 9, 2025
Instrument	2025043097

Lender

Name	FIRST HORIZON

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	356 Months
Due	Jan 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Jun 1, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 2145 Bluff Rd was $2,287 with a homeowner's exemption.

Source: Jefferson County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Jefferson County
Municipality	Hoover City
Unified School District	Hoover City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,287.00 Homeowner's exemption	$32,240	$327,600 Land $150,000 Building $177,600
2023		$30,140 Land $15,000 Building $15,140	$301,400 Land $150,000 Building $151,400
2022	$1,962.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2145 Bluff Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2014–2022)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jun 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2145 Bluff Rd is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 74% of Alabama
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20