1. Home
  2. Illinois
  3. Elgin
  4. Belvidere Line Dr

2145 Belvidere Line Dr, Elgin, IL 60123 Property Records

Kane County property record for 2145 Belvidere Line Dr, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,787 sqft · built 1998
Lot Size0.32 acres (13,939 sqft)
Owner2 Individual Names on File
Last Sale$295,000 (Oct 2018)
Tax Bill$10,399 (2025)
Deeds & MortgagesOct 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-09-204-016

Property Details

APN / Parcel Number

Primary APN06-09-204-016

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,787 sqft Living Area
Gross Area4,101 sqft
Basement Area1,314 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Construction TypeFrame
Lot Area13,939 sqft (0.32 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address2145 BELVIDERE LINE DR
CityELGIN
StateIL
Zip60123-2585
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVALLEY CREEK UNIT 12 LOT 685
Legal SubdivisionVALLEY CREEK
Legal Block2
Legal Lot Number685
Legal Unit12
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2000
Census Tract851910

Owner

2145 Belvidere Line Dr is owned and occupied by two individuals who acquired it in July 2019.

Source: Kane County records, as of July 23, 2026

Owner of Record2 Individual Names on File
Mailing Address2145 BELVIDERE LINE DR, ELGIN, IL 60123-2585
OccupancyOwner Occupied
Owner TypeIndividual
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 1, 2018 · Amount on File
Deed SaleOct 1, 2018 · Amount on File
Prior SaleAug 7, 1998 · Amount on File
Deed Document Number201847715
Last Transfer DateJul 9, 2019
Transfer Doc0000031232
Record UpdatedOct 29, 2026

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateOct 1, 2018
Property Address2145 BELVIDERE LINE DR, ELGIN, IL 60123-2585
Document Number0000047715
Instrument DateSep 21, 2018
Instrument2018K047715
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$295.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2145 BELVIDERE LINE DR, 2145, ELGIN, IL 60123-2585

Transferred To (Grantee/Buyer)

NameVerified Name
Address2145 BELVIDERE LINE DR, ELGIN, IL 60123-2585

Mortgage

Document Number0000047716
DateOct 1, 2018
Instrument2018K047716
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2145 Belvidere Line Dr was $10,399 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,399.00 Homeowner's exemption$145,533 (+8.57%) Land $38,359 Building $107,174$436,774 (+8.57%) Land $115,123 Building $321,651
2024$134,045 Land $35,331 Building $98,714$402,296 Land $106,035 Building $296,261
2022$8,974.00 (+4.39%) Homeowner's exemption$110,423 (+7.87%) Land $29,105 Building $81,318$331,269 (+7.87%) Land $87,315 Building $243,954
2021$8,597.00 Homeowner's exemption$102,371 Land $27,211 Building $75,160$307,113 Land $81,633 Building $225,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2145 Belvidere Line Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2145 Belvidere Line Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: Fox Valley Internet, T-Mobile.

Nearby Properties on Belvidere Line Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures