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21448 Polar Dr, Macomb, MI 48044 Property Records

Macomb County property record for 21448 Polar Dr, Macomb, MI 48044

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,588 sqft · built 1999
Lot Size0.371 acres (16,161 sqft)
Owner2 Individual Names on Record
Last Sale$252,526 (Jun 2015)
Tax Bill$6,327 (2025)
Deeds & MortgagesJul 2026 Mortgage
Jun 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN20-08-22-473-018

Property Details

APN / Parcel Number

Primary APN20-08-22-473-018
Alternative APN
  • 0822473018

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,588 sqft Living Area
1st Floor Area1,982 sqft
Basement Area1,982 sqft
Unfinished Basement1,982 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2000
Architectural StyleSplit Level
Lot Area16,161 sqft (0.371 acres)
Lot Dimensions157 ft deep x 103 ft wide
Garage Area714 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address21448 POLAR DR
CityMACOMB
StateMI
Zip48044-1836
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionDEERFIELD PARK EAST LOT 66 LIBER: 128 PAGES: 12-15
Legal SubdivisionDEERFIELD PARK EAST SUBDIVISION
Legal Lot Number66
JurisdictionMACOMB MI
Township / Civil DivisionMACOMB
Census Block Group1
Census Block1031
Census Tract224002

Owner

Source: Macomb County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address21448 POLAR DR, MACOMB, MI 48044-1836
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2026Deed of Trust, Mortgage · Conventional Mortgage
FIRST STATE BANK
Jun 7, 2022Deed of Trust, Mortgage · Line of Credit
FIRST STATE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 11, 2015 · Amount on Record
Deed SaleJun 11, 2015 · Amount on Record
Prior SaleJan 22, 2015 · Amount on Record
Deed Document Number20155074446
Deed Book / Page23456 / 943
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Recording DateJul 15, 2026
Property Address21448 POLAR DR, MACOMB, MI 48044-1836
Document Number0000067442
Book / Page30763 / 6
Instrument DateJul 8, 2026
Instrument202667442
Transaction TypeMortgage
Record UpdatedJul 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address21448 POLAR DR, MACOMB, MI 48044-1836

Mortgage

Document Number0000067442,
DateJul 15, 2026
Book Page30763/6
Instrument202667442
Lender
NameFIRST STATE BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.99%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address21448 POLAR DR, MACOMB, MI 48044-1836
Transaction TypeMortgage
Record UpdatedAug 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address21448 POLAR DR, MACOMB, MI 48044-1836

Mortgage

Document Number2200073094
DateJun 7, 2022
Book Page28646/762
Instrument202200073094
Lender
NameFIRST STATE BANK
TypeBank
AddressCLINTON TOWNSHIP, MI 48038
Agreement
TypeLine of Credit
AmountAmount Recorded
Term298 Months
DueApr 15, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of July 6, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
County SubdivisionMacomb Township
Unified School DistrictChippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$249,100 (+4.05%)$498,200 (+4.05%)
2025$6,327.00 (+13.16%) Homeowner's exemption$239,400 (+13.46%)$478,800 (+13.46%)
2023$211,000$422,000
2022$5,591.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMACOMB TOWNSHIP
serves 90,000 people · EPA ID MI0003990
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, Verizon.

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