Pasco County property record for 21444 Keating Way, Lutz, FL 33549
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,054 sqft · built 1995 |
| Lot Size | 0.087 acres (3,797 sqft) |
| Owner | Trust Name on File |
| Last Sale | $215,000 (Feb 2020) |
| Tax Bill | $3,403 (2025) |
| Deeds & Mortgages | Aug 2020 Transfer Feb 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-26-18-0140-00900-0050 |
| Primary APN | 36-26-18-0140-00900-0050 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,054 sqft Living Area |
| Gross Area | 2,474 sqft |
| 1st Floor Area | 1,293 sqft |
| Upper Floors Area | 665 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Other |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 3,797 sqft (0.087 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 111 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 21444 KEATING WAY |
|---|---|
| City | LUTZ |
| State | FL |
| Zip | 33549-8757 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MF1 |
| Legal Description | LAKE HERON PHASES EIGHT & NINE PB 32 PG 52 LOT 5 BLOCK 9 |
| Legal Range | 18E |
| Legal Township | 26S |
| Legal Section | 36 |
| Legal Subdivision | LAKE HERON |
| Legal Tract | 140 |
| Legal Block | 9 |
| Legal Lot Number | 5 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | CENTRAL PASCO |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 32013 |
21444 Keating Way is owner-occupied and held in a trust since August 2020.
Source: Pasco County records, as of December 29, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 21444 KEATING WAY, LUTZ, FL 33549-8757 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 21, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Feb 4, 2020 | Warranty Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 4, 2020 · Amount on File |
| Deed Sale | Feb 4, 2020 · Amount on File |
| Prior Sale | Jun 28, 2004 · Amount on File |
| Deed Document Number | 202019594 |
| Deed Book / Page | 10048 / 238 |
| Last Transfer Date | Aug 17, 2020 |
| Transfer Doc | 0101621829 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Aug 21, 2020 |
| Property Address | 21444 KEATING WAY, LUTZ, FL 33549-8757 |
| Document Number | 0101621829 |
| Book / Page | 010162 / 001829 |
| Instrument Date | Aug 7, 2020 |
| Instrument | 138082 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 21444 KEATING WAY LUTZ LUTZ FL 33549, LUTZ, FL 33549 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Feb 4, 2020 |
| Property Address | 21444 KEATING WAY, LUTZ, FL 33549-8757 |
| Document Number | 0100480238 |
| Book / Page | 10048 / 0238 |
| Map Reference | MB 32 PG 52&53 |
| Instrument Date | Jan 31, 2020 |
| Instrument | 2020019594 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2021 |
| Title Company | CHELSEA TITLE OF WEST COAST |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,505.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1821 LAKE HERON DR, 1821, LUTZ, FL 33549-9042 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 21444 KEATING WAY, LUTZ, FL 33549-8757 |
| Document Number | 100480239 |
|---|---|
| Date | Feb 4, 2020 |
| Instrument | 10048/0239 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2050 |
The 2025 property tax bill for 21444 Keating Way was $3,403 with a homeowner's exemption, up 2.7% from the year before.
Source: Pasco County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $242,930 (+2.9%) | $315,424 (-0.01%) Land $32,388 Building $283,036 | |
| 2025 | $3,403.00 (+2.65%) Homeowner's exemption | $236,090 Land $32,388 Building $203,702 | $315,453 Land $32,388 Building $283,065 |
| 2024 | $3,315.00 (+4.05%) | ||
| 2023 | $3,186.00 (+8.89%) Additional exemption filed | $222,760 (+3%) Land $32,388 Building $190,372 | $309,503 (+31.25%) Land $32,388 Building $277,115 |
| 2022 | $2,926.00 Homeowner's exemption | $216,280 Land $32,388 Building $183,892 | $235,815 Land $32,388 Building $203,427 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21444 Keating Way in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 44 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 44 in force |
| Nearby Flood Claims | 1 (1998) |
| Most Recent Claim | Jul 1998 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21444 Keating Way is moderate, ranking above 50% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
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