2144 Saranac Ct, Charlottesville, VA 22911 Property Records

Albemarle County property record for 2144 Saranac Ct, Charlottesville, VA 22911

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,666 sqft · built 2009
Lot Size	0.072 acres (3,136 sqft)
Owner	Individual Name on File
Last Sale	$334,000 (Mar 2019)
Tax Bill	$3,999 (2026)
Deeds & Mortgages	Jun 2020 Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`078F0-01-00-02100`

Property Details

APN / Parcel Number

Primary APN	`078F0-01-00-02100`
Alternative APN	`34129`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,666 sqft Finished Area
Basement Area	833 sqft
Finished Basement	286 sqft
Unfinished Basement	547 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Material	Wood
Lot Area	3,136 sqft (0.072 acres)

Exterior Amenities

Porch	Porch
Porch Area	336 sqft
Deck Area	250 sqft
Patio Area	112 sqft
Balcony Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	2144 SARANAC CT
City	CHARLOTTESVILLE
State	VA
Zip	22911-3566
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6 RESIDEN
Legal Description	THE PAVILIONS AT PANTOPS 21 PH II
Legal Subdivision	THE PAVILIONS AT PANTOPS
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIVANNA
Census Block Group	2
Census Block	2004
Census Tract	10502

Owner

2144 Saranac Ct is owned and occupied by an individual who bought it in March 2019.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	2144 SARANAC CT, CHARLOTTESVILLE, VA 22911-3566
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage C&F MTG
Mar 14, 2019	Grant Deed, Transfer · Conventional Mortgage C&F MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 14, 2019 · Amount on File
Deed Sale	Mar 14, 2019 · Amount on File
Prior Sale	May 18, 2010 · Amount on File
Deed Document Number	20192278
Deed Book / Page	5144 / 757
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	2144 SARANAC CT, CHARLOTTESVILLE, VA 22911-3566
Document Number	0000007536
Instrument Date	Jun 16, 2020
Transaction Type	Mortgage
Record Updated	Aug 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2144 SARANAC CT CHARLOTTESVILLE VA 229113566, CHARLOTTESVILLE, VA 22911-3566

Mortgage

Document Number	0000007536
Date	Jun 22, 2020
Book Page	005337/000218
Instrument	7536

Lender

Name	C&F MTG
Type	Mortgage Company
Address	MIDLOTHIAN, VA 23113

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 21, 2040

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Mar 14, 2019
Property Address	2144 SARANAC CT, CHARLOTTESVILLE, VA 22911-3566
Document Number	0000002278
Book / Page	005144 / 000757
Instrument Date	Feb 27, 2019
Instrument	2278
Transaction Type	Transfer
Record Updated	Apr 4, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$334.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2144 SARANAC CT CHARLOTTESVILLE VA 229113566, CHARLOTTESVILLE, VA 22911-3566

Mortgage

Document Number	2279
Date	Mar 14, 2019
Book Page	005144/000761
Instrument	2279

Lender

Name	C&F MTG
Type	Mortgage Company
Address	MIDLOTHIAN, VA 23113

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 13, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 2144 Saranac Ct was $3,999, down 0.1% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,999.00 (-0.12%)	$447,300 Land $121,000 Building $326,300	$447,300 Land $121,000 Building $326,300
2025	$4,004.00
2023	$3,452.00	$404,300 Land $107,300 Building $297,000	$404,300 Land $107,300 Building $297,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2144 Saranac Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2144 Saranac Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Ting, Verizon.

Nearby Properties on Saranac Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures