Watauga County property record for 2144 Ridge Rd, Boone, NC 28607
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 2,592 sqft · built 1960 |
| Lot Size | 1.89 acres (82,328 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,508 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2931-67-5873-000 |
| Primary APN | 2931-67-5873-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,592 sqft Living Area |
| 1st Floor Area | 720 sqft |
| Basement Area | 756 sqft |
| Finished Basement | 756 sqft |
| Unfinished Basement | 756 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Material | Rolled Roofing |
| Lot Area | 82,328 sqft (1.89 acres) |
| Porch | Porch |
| Porch Area | 540 sqft |
| Patio Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 1749154 |
|---|---|
| Street Address | 2144 RIDGE RD |
| City | BOONE |
| State | NC |
| Zip | 28607-9139 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | FRANK LEE HAYES RLS NO L1488 |
| Jurisdiction | WATAUGA NC |
| Township / Civil Division | STONY FORK |
| Census Block Group | 2 |
| Census Block | 2049 |
| Census Tract | 920100 |
2144 Ridge Rd is owned by an individual who acquired it in April 2014.
Source: Watauga County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 8021, MORGANTON, NC 28680-8021 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 15, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Jan 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 24, 2014 |
| Transfer Doc | 0017510064 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 2144 RIDGE RD, BOONE, NC 28607-9139 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2022 |
| Title Company | STEWART TITLE GUARANTY |
| Name | Verified Name |
|---|---|
| Address | 2144 RIDGE RD, BOONE, NC 28607-9139 |
| Document Number | 0022970322 |
|---|---|
| Date | Sep 15, 2022 |
| Book Page | 2297/322 |
| Instrument | 724369 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 2144 RIDGE RD, BOONE, NC 28607-9139 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0022510252 |
|---|---|
| Date | Jan 24, 2022 |
| Book Page | 2251/252 |
| Instrument | 716317 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
The 2025 property tax bill for 2144 Ridge Rd was $1,508, up 0.8% from the year before.
Source: Watauga County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Watauga County |
| Unified School District | Watauga County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $378,600 (-) Land $50,300 Building $328,300 | ||
| 2025 | $1,508.00 (+0.8%) | $378,600 Land $50,300 Building $328,300 | |
| 2024 | $1,496.00 | $378,600 Land $50,300 Building $328,300 | |
| 2023 | $378,600 Land $50,300 Building $328,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2144 Ridge Rd in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 11 (2003–2024) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2144 Ridge Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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