2144 Hillcrescent Dr, Troy, MI 48085 Property Records

Oakland County property record for 2144 Hillcrescent Dr, Troy, MI 48085

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,105 sqft · built 1970
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on Record
Last Sale$232,000 (Oct 2007)
Tax Bill$3,418 (2025)
Deeds & MortgagesOct 2023 Line of Credit
Oct 2021 Mortgage
+ 2 more
Flood ZoneZone X (moderate risk)
APN88-20-13-304-005

Property Details

APN / Parcel Number

Primary APN88-20-13-304-005

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories2 Stories
Building Area2,105 sqft Living Area
1st Floor Area1,048 sqft
Basement Area1,048 sqft
Unfinished Basement1,048 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleColonial
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions125 ft deep x 68 ft wide
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area130 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address2144 HILLCRESCENT DR
CityTROY
StateMI
Zip48085-3644
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1C
Legal DescriptionT2N, R11E, SEC 13 MT. VERNON ESTATES SUB LOT 408
Legal Range11E
Legal Township2N
Legal Section13
Legal SubdivisionMT VERNON ESTATES SUB
Legal Lot Number408
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group2
Census Block2015
Census Tract197900

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2144 HILLCRESCENT DR, TROY, MI 48085-3644
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 24, 2023Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Oct 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
MORTGAGE CENTER LLC
Jul 19, 2018Deed of Trust, Mortgage · Line of Credit
CREDIT UNION ONE
Dec 30, 2016Deed of Trust, Mortgage · Conventional Mortgage
MORTGAGE CTR LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 9, 2007 · Amount on Record
Deed SaleOct 9, 2007 · Amount on Record
Prior SaleOct 10, 2002 · Amount on Record
Deed Document Number2007217268
Deed Book / Page39649 / 439
Record UpdatedOct 29, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address2144 HILLCRESCENT DR, TROY, MI 48085-3644
Transaction TypeMortgage
Record UpdatedNov 6, 2023
Title CompanyEVONS TITLE, DEVON TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2144 HILLCRESCENT DR, TROY, MI 48085-3644

Mortgage

Document Number0000116459
DateOct 24, 2023
Book Page58961/69
Instrument116459
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueOct 12, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address2144 HILLCRESCENT DR, TROY, MI 48085-3644
Transaction TypeMortgage
Record UpdatedDec 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address2144 HILLCRESCENT DR, TROY, MI 48085-3644

Mortgage

Document Number0000244083
DateOct 13, 2021
Book Page56996/159
Instrument244083
Lender
NameMORTGAGE CENTER LLC
TypeMortgage Company
AddressSOUTHFIELD, MI 48076
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term301 Months
DueNov 1, 2046

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address2144 HILLCRESCENT DR, TROY, MI 48085-3644
Document Number0000140035
Instrument DateJul 19, 2018
Transaction TypeMortgage
Record UpdatedSep 14, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2144 HILLCRESCENT DR TROY MI 480853644, TROY, MI 48085-3644

Mortgage

Document Number0000140035
DateAug 23, 2018
Book Page052119/000240
Instrument140035
Lender
NameCREDIT UNION ONE
TypeCredit Union
AddressFERNDALE, MI 48220
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueAug 22, 2043
Interest
Rate TypeAdjustable Rate

December 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address2144 HILLCRESCENT DR, TROY, MI 48085-3644
Document Number0000005913
Instrument DateDec 30, 2016
Transaction TypeMortgage
Record UpdatedAug 15, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2144 HILLCRESCENT DR TROY MI 480853644, TROY, MI 48085-3644

Mortgage

Document Number0000005913
DateJan 10, 2017
Book Page050270/000001
Instrument5913
Lender
NameMORTGAGE CTR LLC
TypeMortgage Company
AddressSOUTHFIELD, MI 48034
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 9, 2047

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,418.00 (-3.83%)
2023$313,700
2022$3,554.00$156,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims7 (1982–2019)
Most Recent ClaimAug 2019 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Aug 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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