Osceola County property record for 2144 Continental St, Saint Cloud, FL 34769 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,093 sqft · built 2006 |
| Lot Size | 0.225 acres (9,801 sqft) |
| Owner | Individual Name on File |
| Last Sale | $414,900 (Jun 2026) |
| Tax Bill | $9,379 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Mar 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-26-30-0055-0001-1100 |
| Primary APN | 09-26-30-0055-0001-1100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,093 sqft Living Area |
| Gross Area | 2,663 sqft |
| 1st Floor Area | 2,093 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,801 sqft (0.225 acres) |
| Lot Dimensions | 122 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 150 sqft |
| Patio Area | 522 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 2144 CONTINENTAL ST |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-7068 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ANTHEM PARK PH 1B PB 18 PG 72 LOT 110 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 09 |
| Legal Subdivision | ANTHEM PARK PH 1B |
| Legal Phase | 1B |
| Legal Tract | 55 |
| Legal Block | 1100 |
| Legal Lot Number | 110 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 43208 |
Source: Osceola County records · APN 09-26-30-0055-0001-1100
Assessment roll updated November 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2144 CONTINENTAL ST, SAINT CLOUD, FL 34769-7068 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 22, 2026 | Warranty Deed, Transfer · FHA Mortgage OBSIDIAN FINANCIAL SERVICES INC |
| Mar 20, 2017 | Warranty Deed, Transfer · FHA Mortgage FRANKLIN AMERICAN MORTGAGE CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 22, 2026 · Amount on Record |
| Deed Sale | Jun 22, 2026 · Amount on Record |
| Prior Sale | Dec 19, 2024 · Amount on Record |
| Deed Document Number | 202681740 |
| Deed Book / Page | 6991 / 2246 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 22, 2026 |
| Property Address | 2144 CONTINENTAL ST, SAINT CLOUD, FL 34769-7068 |
| Document Number | 0000081740 |
| Book / Page | 6991 / 2246 |
| Instrument Date | Jun 17, 2026 |
| Instrument | 202681740 |
| Transaction Type | Transfer |
| Record Updated | Jul 02, 2026 |
| Title Company | MAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $293,334.30 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2144 CONTINENTAL ST, SAINT CLOUD, FL 34769-7068 |
| Document Number | 0069912248, |
|---|---|
| Date | Jun 22, 2026 |
| Book Page | 6991/2248 |
| Instrument | 202681741 |
| Name | OBSIDIAN FINANCIAL SERVICES INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 20, 2017 |
| Property Address | 2144 CONTINENTAL ST, SAINT CLOUD, FL 34769-7068 |
| Document Number | 0051182518 |
| Book / Page | 5118 / 2518 |
| Map Reference | MB18 PG72 |
| Instrument Date | Mar 17, 2017 |
| Instrument | 2017042145 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2022 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,435.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2144 CONTINENTAL ST, 2144, SAINT CLOUD, FL 34769-7068 |
| Name | Verified Name |
|---|---|
| Address | 2144 CONTINENTAL ST, SAINT CLOUD, FL 34769-7068 |
| Document Number | 0051182519 |
|---|---|
| Date | Mar 20, 2017 |
| Instrument | 5118/2519 |
| Name | FRANKLIN AMERICAN MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2047 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,379.00 (+51.64%) | $326,400 (+67.57%) Land $70,000 Building $256,400 | $326,400 (+0.43%) Land $70,000 Building $256,400 |
| 2023 | $6,185.00 (+3.2%) Homeowner's exemption | $194,786 (+3%) | $325,000 (+18.05%) Land $60,000 Building $265,000 |
| 2022 | $5,993.00 Homeowner's exemption | $189,113 | $275,300 Land $55,000 Building $220,300 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 29 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 35 units insured 6 under condo master policies |
| Wildfire Risk | Moderate above 53% of the US · above 23% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 826 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 469 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.
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