2144 Co Rd 27, Waterloo, IN 46793 Property Records

DeKalb County property record for 2144 Co Rd 27, Waterloo, IN 46793

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,441 sqft · built 1873
Lot Size	2.8 acres (121,968 sqft)
Owner	Individual Name on File
Tax Bill	$551 (2025)
Deeds & Mortgages	Dec 2018 Mortgage Dec 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`17-02-31-200-018.000-018`

Property Details

APN / Parcel Number

Primary APN	`17-02-31-200-018.000-018`
Alternative APN	`100231200018`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,441 sqft Living Area
1st Floor Area	1,441 sqft
Basement Area	828 sqft
Unfinished Basement	828 sqft

Exterior

Year Built	Built 1873
Effective Year Built	Effective 1970
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	121,968 sqft (2.8 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	968 sqft
Parking Spaces	3 Parking Spaces
Poultry House	420 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	100231200018
Street Address	2144 COUNTY ROAD 27
City	WATERLOO
State	IN
Zip	46793-9413
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PT NE1/4 SECTION 31 TWP 35 RANGE 13 ACRES 2.8000
Jurisdiction	DE KALB IN
Township / Civil Division	SMITHFIELD
Census Block Group	3
Census Block	3068
Census Tract	20100

Owner

2144 Co Rd 27, a rural home, is owned and occupied by an individual who acquired it in November 2007.

Source: DeKalb County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	2144 COUNTY ROAD 27, WATERLOO, IN 46793-9413
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2018	Deed of Trust, Mortgage PUBLIC SERVICE CU
Dec 26, 2018	Deed of Trust, Mortgage · Line of Credit PUBLIC SERVICE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 9, 2007
Transfer Doc	0000003606
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IN
Property Address	2144 COUNTY ROAD 27, WATERLOO, IN 46793-9413
Transaction Type	Mortgage
Record Updated	Jan 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201806722
Date	Dec 26, 2018
Instrument	201806722

Lender

Name	PUBLIC SERVICE CU
Type	Credit Union
Address	FORT WAYNE, IN 46804

Agreement

Amount	Amount on Record
Term	121 Months
Due	Jan 1, 2029

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IN
Property Address	2144 COUNTY ROAD 27, WATERLOO, IN 46793-9413
Transaction Type	Mortgage
Record Updated	Jan 31, 2023
Title Company	STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201806723
Date	Dec 26, 2018
Instrument	201806723

Lender

Name	PUBLIC SERVICE CU
Type	Credit Union
Address	FORT WAYNE, IN 46804

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 2144 Co Rd 27 was $551, up 5.2% from the year before.

Source: DeKalb County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	DeKalb County
County Subdivision	Smithfield Township
Unified School District	DeKalb County Central United School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$551.00 (+5.15%)	$143,400 (+7.58%) Land $34,600 Building $108,800	$143,400 (+7.58%) Land $34,600 Building $108,800
2024	$524.00 (+9.85%)	$133,300 (+3.9%) Land $33,300 Building $100,000	$133,300 (+3.9%) Land $33,300 Building $100,000
2023	$477.00 (-8.62%)	$128,300 (+13.74%) Land $31,100 Building $97,200	$128,300 (+13.74%) Land $31,100 Building $97,200
2022	$522.00	$112,800 Land $26,800 Building $86,000	$112,800 Land $26,800 Building $86,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2144 Co Rd 27 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2009)
Most Recent Claim	Mar 2009 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2144 Co Rd 27 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Steuben County REMC Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lakeland Internet, MetaLINK Technologies, Watch TV.

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