2144 Caminito Elda, Unit 95, Chula Vista, CA 91915 Property Records

San Diego County property record for 2144 Caminito Elda, Unit 95, Chula Vista, CA 91915

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,386 sqft · built 2005
Lot Size	1.7 acres (74,261 sqft)
Owner	2 Individual Names on File
Last Sale	$645,000 (Apr 2022)
Tax Bill	$7,622 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`643-630-28-07`

Property Details

APN / Parcel Number

Primary APN	`643-630-28-07`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,386 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Lot Area	74,261 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2144 CAMINITO ELDA, 95
City	CHULA VISTA
State	CA
Zip	91915-4185
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PC4RM25
Legal Description	LOT 22 US 15PER DOC04-1185510&UND INT IN COMMON AREA PH1 IN POR TR 014814
Legal Subdivision	CHULA VISTA TERRACE
Legal Tract	014814
Legal Block	1
Legal Lot Number	22
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1002
Census Tract	13316

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2144 CAMINITO ELDA, 95, CHULA VISTA, CA 91915-4185
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2022	Grant Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Jan 29, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Mar 5, 2018	Grant Deed, Transfer · VA Mortgage FRANKLIN LN CTR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2022 · Amount on File
Deed Sale	Apr 28, 2022 · Amount on File
Prior Sale	Mar 5, 2018 · Amount on File
Deed Document Number	2022184382
Prior Transfer Date	Feb 24, 2015
Prior Transfer Doc	0000101966
Record Updated	Oct 29, 2026

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 28, 2022
Property Address	2144 CAMINITO ELDA UNIT 95, 95, CHULA VISTA, CA 91915-4185
Document Number	0000184382
Map Reference	MAP 14814
Instrument Date	Apr 14, 2022
Instrument	2022-0184382
Transaction Type	Transfer
Record Updated	May 4, 2022
Title Company	TICOR TITLE RIVERSIDE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2144 CAMINITO ELDA UNIT 95, 95, CHULA VISTA, CA 91915-4185

Mortgage

Document Number	0000184383
Date	Apr 28, 2022
Instrument	2022-0184383

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2144 CAMINITO ELDA UNIT 95, 95, CHULA VISTA, CA 91915-4185
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047754
Date	Jan 29, 2020
Instrument	2020-0047754

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	341 Months
Due	Jun 1, 2048

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 5, 2018
Property Address	2144 CAMINITO ELDA UNIT 95, 95, CHULA VISTA, CA 91915-4185
Document Number	0000086116
Instrument Date	Feb 8, 2018
Instrument	86116
Transaction Type	Transfer
Record Updated	Mar 12, 2018
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$423.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2144 CAMINITO ELDA #95 CHULA VISTA CA 919154185, 95, CHULA VISTA, CA 91915-4185

Mortgage

Document Number	86117
Date	Mar 5, 2018
Instrument	86117

Lender

Name	FRANKLIN LN CTR
Type	Funding / Finance Company
Address	PALM DESERT, CA 92260

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 4, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$698,166 (+2%) Land $279,265 Building $418,901
2025	$7,622.00 (+8.67%) Veteran's exemption	$684,478 (+9.69%) Land $273,790 Building $410,688
2023	$7,014.00 (+9.68%) Homeowner's exemption	$624,000 Land $249,000 Building $375,000
2022	$6,395.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 500
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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