2144 104th St, Somerset, WI 54025 Property Records

St. Croix County property record for 2144 104th St, Somerset, WI 54025

Property Summary

Property Type	Other
Lot Size	20 acres (871,200 sqft)
Owner	2 Individual Names on File
Last Sale	$700,000 (Sep 2026)
Tax Bill	$3,888 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jul 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`038-1066-40-100`

Property Details

APN / Parcel Number

Primary APN	`038-1066-40-100`
Alternative APN	`16.31.18.285A`

Exterior

Lot Area	871,200 sqft (20 acres)

Location & Zoning

Street Address	2144 104TH ST
City	SOMERSET
State	WI
Zip	54025-7543
Property Category	Other
Property Type	Other > Miscellaneous
Legal Description	SEC 16 T31N R18W NE SW 20AC W 1/2 OF THE NE1/4 OF SW1/4
Legal Range	18W
Legal Township	31N
Legal Section	16
Jurisdiction	ST CROIX WI
Township / Civil Division	STAR PRAIRIE
Census Block Group	2
Census Block	2028
Census Tract	120602

Owner

2144 104th St is owned and occupied by two individuals who bought it in September 2026.

Source: St. Croix County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2144 104TH ST, SOMERSET, WI 54025-7543
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL COMMUNITY BANK
Jul 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP
Aug 2, 2023	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP
Sep 9, 2024	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP
Feb 7, 2020	Warranty Deed, Transfer · Conventional Mortgage TCF NATIONAL BANK
Jul 27, 2019	Deed of Trust, Mortgage · Line of Credit ROYAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2026 · Amount on File
Deed Sale	Sep 28, 2026 · Amount on File
Prior Sale	Feb 7, 2020 · Amount on File
Deed Document Number	20261213488
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CROIX WI
Recording Date	Sep 28, 2026
Property Address	2144 104TH ST, SOMERSET, WI 54025-7543
Document Number	0001213488
Instrument Date	Sep 22, 2026
Instrument	20261213488
Transaction Type	Transfer
Record Updated	Oct 13, 2026
Title Company	COUNTY ABSTRACT, ST CROIX COUNTY ABSTRACT & TIT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$212,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001213489,
Date	Sep 28, 2026
Instrument	20261213489

Lender

Name	FIRST NATIONAL COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	2144 104TH ST, SOMERSET, WI 54025-7543
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001135419
Date	Jul 26, 2021
Instrument	1135419

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 1, 2031

Interest

Rate Type	Fixed Rate

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	2144 104TH ST, SOMERSET, WI 54025-7543
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001169619
Date	Aug 2, 2023
Instrument	1169619

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	2144 104TH ST, SOMERSET, WI 54025-7543
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001183224
Date	Sep 9, 2024
Instrument	1183224

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2044

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CROIX WI
Recording Date	Feb 7, 2020
Property Address	2144 104TH ST, SOMERSET, WI 54025-7543
Document Number	0001096958
Instrument Date	Feb 6, 2020
Instrument	1096958
Transaction Type	Transfer
Record Updated	Jul 14, 2022
Title Company	BURNET TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,182.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001096959
Date	Feb 7, 2020
Instrument	1096959

Lender

Name	TCF NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	2144 104TH ST, SOMERSET, WI 54025-7543
Document Number	0001086075
Instrument Date	Jul 27, 2019
Transaction Type	Mortgage
Record Updated	Aug 23, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2144 104TH ST SOMERSET SOMERSET WI 54025, SOMERSET, WI 54025

Mortgage

Document Number	0001086075
Date	Aug 1, 2019
Instrument	1086075

Lender

Name	ROYAL CU
Type	Credit Union
Address	EAU CLAIRE, WI 54703

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 31, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 2144 104th St was $3,888 with a homeowner's exemption, up % from the year before.

Source: St. Croix County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	St. Croix County
County Subdivision	Star Prairie Town
Unified School District	Somerset School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,888.00 (+0.03%) Homeowner's exemption
2025	$3,887.00 Homeowner's exemption	$261,300 Land $51,400 Building $209,900	$261,300 Land $51,400 Building $209,900
2023	$3,616.00 Homeowner's exemption	$261,300 Land $51,400 Building $209,900	$261,300 Land $51,400 Building $209,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2144 104th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2144 104th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Northwest Communications Fiber	5,000 / 1,000

May also be available: Verizon.

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