21433 Wharf Rd, Tilghman, MD 21671 Property Records

Talbot County property record for 21433 Wharf Rd, Tilghman, MD 21671

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,170 sqft · built 1949
Lot Size	0.378 acres (16,473 sqft)
Owner	2 Trust Names on Record
Last Sale	$189,000 (Dec 2010)
Tax Bill	$1,907 (2025)
Deeds & Mortgages	Oct 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`05-178061`

Property Details

APN / Parcel Number

Primary APN	`05-178061`
Alternative APNs	`5178061` `178061`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,170 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	16,473 sqft (0.378 acres)
Lot Dimensions	255 ft deep x 64 ft wide
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	120 sqft
Deck Area	364 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	178061
Street Address	21433 WHARF RD
City	TILGHMAN
State	MD
Zip	21671-1206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 64.6X255 S/S WHARF RD TILGHMAN
Jurisdiction	TALBOT MD
Township / Civil Division	5, BAY HUNDRED
Census Block Group	2
Census Block	2026
Census Tract	960800

Owner

Source: Talbot County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	1824 MAXFIELD DR, COLUMBUS, OH 43212-1803
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2010 · Amount on Record
Deed Sale	Dec 20, 2010 · Amount on Record
Prior Sale	Jul 30, 2001 · Amount on Record
Deed Document Number	20101143
Deed Book / Page	1855 / 265
Last Transfer Date	Sep 8, 2021
Transfer Doc	0029040090
Record Updated	Oct 29, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TALBOT MD
Recording Date	Oct 12, 2021
Property Address	21433 WHARF RD, TILGHMAN, MD 21671-1206
Document Number	0029040090
Book / Page	2904 / 90
Instrument Date	Sep 8, 2021
Transaction Type	Transfer
Record Updated	Sep 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Talbot County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Talbot County
Unified School District	Talbot County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$235,900 (+13.2%)	$290,900 (+39.59%) Land $118,700 Building $172,200
2025	$1,907.00 (+19.34%)	$208,400 (+11.52%) Land $87,300 Building $121,100	$208,400 (-) Land $87,300 Building $121,100
2023	$1,598.00	$186,867	$208,400 Land $87,300 Building $121,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 194 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	194 in force
Nearby Flood Claims	88 (1979–2024)
Claims Outside the SFHA	17 of 88
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 68 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20