21433 Westview Ave, Ferndale, MI 48220 Property Records

Oakland County property record for 21433 Westview Ave, Ferndale, MI 48220

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,972 sqft · built 1996
Lot Size	0.246 acres (10,716 sqft)
Owner	2 Individual Names on Record
Last Sale	$345,000 (Jan 2026)
Tax Bill	$1,969 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Jan 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`S-25-33-305-040`

Property Details

APN / Parcel Number

Primary APN	`S-25-33-305-040`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,972 sqft Living Area
1st Floor Area	1,578 sqft
Basement Area	1,578 sqft
Unfinished Basement	1,578 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	10,716 sqft (0.246 acres)
Lot Dimensions	125 ft deep x 85 ft wide

Exterior Amenities

Porch	Slab
Porch Area	34 sqft
Deck Area	50 sqft
Patio Area	50 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	21433 WESTVIEW AVE
City	FERNDALE
State	MI
Zip	48220-2295
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	II
Legal Description	T1N, R11E, SEC 33 FOREST GROVE SUB LOTS 1 & 2
Legal Range	11E
Legal Township	01N
Legal Section	33
Legal Subdivision	FOREST GROVE
Legal Lot Number	1-2
Jurisdiction	OAKLAND MI
Township / Civil Division	ROYAL OAK
Census Block Group	2
Census Block	2004
Census Tract	172500

Owner

Source: Oakland County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1458 E HAYES AVE, HAZEL PARK, MI 48030-2623
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2025	Deed of Trust, Mortgage · Commercial Mortgage NEXT BRIDGE FUNDING LLC
Jan 21, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 25, 2024	Quit Claim Deed, Transfer · Stand-Alone Refinance DYNAMIC PROPERTY SOLUTIONS LLC
Nov 16, 2023	Public Action, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2026 · Amount on Record
Deed Sale	Jan 21, 2026 · Amount on Record
Prior Sale	Nov 16, 2023 · Amount on Record
Deed Document Number	20269089
Deed Book / Page	60887 / 615
Prior Transfer Date	Apr 10, 2024
Prior Transfer Doc	0000045902
Record Updated	Sep 20, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	21433 WESTVIEW AVE, FERNDALE, MI 48220-2295
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4117 CHENLOT LN, WATERFORD, MI 48328-4222

Mortgage

Document Number	0000094405
Date	Jul 31, 2025
Book Page	60409/757
Instrument	94405

Lender

Name	NEXT BRIDGE FUNDING LLC
Type	Non-Lending Institution
Address	LIVONIA, MI 48152

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jan 21, 2026
Property Address	21433 WESTVIEW AVE, FERNDALE, MI 48220-2295
Document Number	20260009089
Book / Page	60887 / 615
Map Reference	LB 30 PG 23
Instrument Date	Jan 6, 2026
Instrument	20260009089
Transaction Type	Transfer
Record Updated	Feb 9, 2026
Title Company	UNKNOWN, MI INVESTMENT TITLE INC

Transaction

Amount	Amount Recorded
Tax	$2,587.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4117 CHENLOT LN, WATERFORD, MI 48328-4222

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1458 E HAYES AVE, HAZEL PARK, MI 48030-2623

Mortgage

Document Number	0060866402
Date	Jan 21, 2026
Instrument	60866/402

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Mortgage

Document Number	20260005129
Date	Jan 13, 2026
Book Page	60866/402
Instrument	20260005129

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Apr 25, 2024
Property Address	21433 WESTVIEW AVE, FERNDALE, MI 48220-2295
Document Number	0000045902
Book / Page	59313 / 337
Map Reference	LB 30 PG 23
Instrument Date	Apr 10, 2024
Instrument	45902
Transaction Type	Transfer
Record Updated	May 10, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4117 CHENLOT LN, WATERFORD, MI 48328-4222

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4117 CHENLOT LN, WATERFORD, MI 48328-4222

Mortgage

Document Number	0059313333
Date	Apr 25, 2024
Instrument	59313/333

Lender

Name	DYNAMIC PROPERTY SOLUTIONS LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

November 2023: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	OAKLAND MI
Recording Date	Nov 16, 2023
Property Address	21433 WESTVIEW AVE, FERNDALE, MI 48220-2295
Document Number	0000125159
Book / Page	59009 / 193
Instrument Date	Nov 15, 2023
Instrument	125159
Transaction Type	Foreclosure
Record Updated	Dec 6, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Tax Sale

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1200 N TELEGRAPH RD # RD479, RD479, PONTIAC, MI 48341-1032

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4117 CHENLOT LN, WATERFORD, MI 48328-4222

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Royal Oak Charter Township
Unified School District	Ferndale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,969.00 (-44.8%)	$50,350 (-31.38%)	$100,700 (-31.38%)
2024	$3,567.00 (+33.2%)
2023		$73,370	$146,740
2021	$2,678.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROYAL OAK TOWNSHIP serves 1,869 people · EPA ID MI0005840
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: WOW Internet, Cable & Phone.

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