2143 Ridgeway Rd, Lugoff, SC 29078 Property Records

Kershaw County property record for 2143 Ridgeway Rd, Lugoff, SC 29078

Property Summary

Property Type	Farm - Irrigated or Dry
Details	720 sqft · built 1993
Lot Size	10.4 acres (453,460 sqft)
Owner	Individual Name on Record
Last Sale	$2,190 (Jul 2019)
Tax Bill	$1,153 (2025)
Deeds & Mortgages	Jan 2021 Sale & Construction Loan Jan 2021 Sale & Construction Loan + 7 more
Flood Zone	Zone X (minimal risk)
APN	`265-00-00-036`

Property Details

APN / Parcel Number

Primary APN	`265-00-00-036`
Alternative APNs	`0265 00 00 0360` `2541`

Interior

Stories	1 Story
Building Area	720 sqft

Exterior

Year Built	Built 1993
Exterior Material	Vinyl
Lot Area	453,460 sqft (10.4 acres)
Porch	Porch
Porch Area	176 sqft

Location & Zoning

Account Number	2541
Old Parcel Number	0265 00 00 0360
Street Address	2143 RIDGEWAY RD
City	LUGOFF
State	SC
Zip	29078-9777
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Local Zoning Code	RD-2
Legal Description	DIST:280 MAP REF:BK 34 PG 183
Legal Subdivision	RIDGEWAY ROAD SUB
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2009
Census Tract	970401

Owner

Source: Kershaw County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	122 SHIVERS GREEN RD, LUGOFF, SC 29078-9581
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2021	Warranty Deed, Construction Loan · Construction Mortgage TRUIST BK
Jan 7, 2021	Warranty Deed, Construction Loan · Construction Mortgage FIRST PALMETTO BK
Jan 7, 2021	Warranty Deed, Construction Loan · Construction Mortgage FIRST PALMETTO BK
Jan 7, 2021	Warranty Deed, Construction Loan · Construction Mortgage FIRST PALMETTO BK
Jan 7, 2021	Warranty Deed, Transfer ATTORNEY ONLY
Jan 7, 2021	Warranty Deed, Transfer NOT AVAILABLE
Dec 21, 2020	Warranty Deed, Construction Loan · Line of Credit SECURITY FED'L BK
Jan 19, 2021	Warranty Deed, Construction Loan · Construction Mortgage TRUIST BK
Jan 19, 2021	Warranty Deed, Construction Loan · Construction Mortgage TRUIST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2019 · Amount on Record
Deed Sale	Jul 29, 2019 · Amount on Record
Deed Document Number	0000406978
Record Updated	Jun 8, 2026

January 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	KERSHAW SC
Recording Date	Jan 19, 2021
Property Address	2143 RIDGEWAY RD, LUGOFF, SC 29078-9777
Document Number	0000000593
Book / Page	004389 / 000016
Instrument Date	Jan 8, 2021
Instrument	593
Transaction Type	Construction Loan
Record Updated	Apr 7, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$204.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	161 PONTIAC BUSINESS CENTER DR ELGIN SC 290457123, ELGIN, SC 29045-7123

Mortgage

Document Number	594
Date	Jan 19, 2021
Book Page	004389/000020
Instrument	594

Lender

Name	TRUIST BK
Address	COLUMBIA, SC 29201-3200

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Mortgage

Document Number	602,
Date	Jan 19, 2021
Book Page	004389/000072
Instrument	602

Lender

Name	TRUIST BK
Address	COLUMBIA, SC 29201-3200

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

January 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	KERSHAW SC
Recording Date	Jan 7, 2021
Property Address	2143 RIDGEWAY RD, LUGOFF, SC 29078-9777
Document Number	0000000237
Book / Page	004382 / 000231
Instrument Date	Dec 31, 2020
Instrument	237
Transaction Type	Construction Loan
Record Updated	Feb 4, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$204.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	161 PONTIAC BUSINESS CENTER DR ELGIN SC 290457123, ELGIN, SC 29045-7123

Mortgage

Document Number	238
Date	Jan 7, 2021
Book Page	004382/000235
Instrument	238

Lender

Name	FIRST PALMETTO BK
Type	Bank
Address	CAMDEN, SC 29020

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 6, 2022

January 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	KERSHAW SC
Recording Date	Jan 7, 2021
Property Address	2143 RIDGEWAY RD, LUGOFF, SC 29078-9777
Document Number	0000000234
Book / Page	004382 / 000207
Instrument Date	Dec 31, 2020
Instrument	234
Transaction Type	Construction Loan
Record Updated	Feb 5, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$204.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	161 PONTIAC BUSINESS CENTER DR ELGIN SC 290457123, ELGIN, SC 29045-7123

Mortgage

Document Number	235
Date	Jan 7, 2021
Book Page	004382/000211
Instrument	235

Lender

Name	FIRST PALMETTO BK
Type	Bank
Address	CAMDEN, SC 29020

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 6, 2022

January 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	KERSHAW SC
Recording Date	Jan 7, 2021
Property Address	2143 RIDGEWAY RD, LUGOFF, SC 29078-9777
Document Number	0000000240
Book / Page	004382 / 000255
Instrument Date	Dec 31, 2020
Instrument	240
Transaction Type	Construction Loan
Record Updated	Feb 5, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$204.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	161 PONTIAC BUSINESS CENTER DR ELGIN SC 290457123, ELGIN, SC 29045-7123

Mortgage

Document Number	241
Date	Jan 7, 2021
Book Page	004382/000259
Instrument	241

Lender

Name	FIRST PALMETTO BK
Type	Bank
Address	CAMDEN, SC 29020

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 6, 2022

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KERSHAW SC
Recording Date	Jan 7, 2021
Property Address	2143 RIDGEWAY RD, LUGOFF, SC 29078-9777
Document Number	0000000231
Book / Page	004382 / 000182
Instrument Date	Dec 30, 2020
Instrument	231
Transaction Type	Transfer
Record Updated	Feb 5, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$204.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 PONTIAC BUSINESS CENTER DR ELGIN SC 290457123, ELGIN, SC 29045-7123

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KERSHAW SC
Recording Date	Jan 7, 2021
Property Address	2143 RIDGEWAY RD, LUGOFF, SC 29078-9777
Document Number	0000000227
Book / Page	004382 / 000155
Instrument Date	Dec 30, 2020
Instrument	227
Transaction Type	Transfer
Record Updated	Feb 5, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$204.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 PONTIAC BUSINESS CENTER DR ELGIN SC 290457123, ELGIN, SC 29045-7123

December 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	KERSHAW SC
Recording Date	Dec 21, 2020
Property Address	2143 RIDGEWAY RD, LUGOFF, SC 29078-9777
Document Number	0000012176
Book / Page	004370 / 000258
Instrument Date	Nov 2, 2020
Instrument	12176
Transaction Type	Construction Loan
Record Updated	Feb 3, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$592.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	161 PONTIAC BUSINESS CENTER DR ELGIN SC 290457123, ELGIN, SC 29045-7123

Mortgage

Document Number	12177
Date	Dec 21, 2020
Book Page	004370/000262
Instrument	12177

Lender

Name	SECURITY FED'L BK
Type	Bank
Address	AIKEN, SC 29802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Dec 20, 2021

Interest

Rate Type	Adjustable Rate

January 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	KERSHAW SC
Recording Date	Jan 19, 2021
Property Address	2143 RIDGEWAY RD, LUGOFF, SC 29078-9777
Document Number	0000000599
Book / Page	004389 / 000053
Instrument Date	Sep 25, 2020
Instrument	599
Transaction Type	Construction Loan
Record Updated	Apr 6, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$204.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	161 PONTIAC BUSINESS CENTER DR ELGIN SC 290457123, ELGIN, SC 29045-7123

Mortgage

Document Number	600
Date	Jan 19, 2021
Book Page	004389/000057
Instrument	600

Lender

Name	TRUIST BK
Address	COLUMBIA, SC 29201-3200

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

January 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	KERSHAW SC
Recording Date	Jan 19, 2021
Property Address	2143 RIDGEWAY RD, LUGOFF, SC 29078-9777
Document Number	0000000595
Book / Page	004389 / 000031
Instrument Date	Sep 25, 2020
Instrument	595
Transaction Type	Construction Loan
Record Updated	Apr 6, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$204.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	161 PONTIAC BUSINESS CENTER DR ELGIN SC 290457123, ELGIN, SC 29045-7123

Mortgage

Document Number	596
Date	Jan 19, 2021
Book Page	004389/000035
Instrument	596

Lender

Name	TRUIST BK
Address	COLUMBIA, SC 29201

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,153.00 (+5,665%)	$37,700 (+2,117.65%) Land $37,700	$62,100 (+19.31%)
2023	$20.00	$1,700 Land $1,700	$52,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 62% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000

May also be available: Spectrum.

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