2143 Peach Grove Rd, Louisa, VA 23093 Property Records

Louisa County property record for 2143 Peach Grove Rd, Louisa, VA 23093

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,728 sqft · built 2025
Lot Size	1.92 acres (83,635 sqft)
Owner	2 Individual Names on File
Last Sale	$599,900 (Nov 2025)
Tax Bill	$3,027 (2025)
Deeds & Mortgages	Feb 2024 Construction Loan Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15 4 10`

Property Details

APN / Parcel Number

Primary APN	`15 4 10`
Alternative APNs	`23847` `22489`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,728 sqft Living Area
1st Floor Area	1,728 sqft
Basement Area	1,728 sqft
Finished Basement	1,006 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	83,635 sqft (1.92 acres)
Porch	Slab
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	22489
Street Address	2143 PEACH GROVE RD
City	LOUISA
State	VA
Zip	23093-5561
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	JALYN SUB PLAT 1901/616 SEQ 3 LOT 10 DB 2045/428 1.840 AC
Legal Subdivision	JALYN SUB
Legal Lot Number	10
Jurisdiction	LOUISA VA
Township / Civil Division	LOUISA
Census Block Group	2
Census Block	2010
Census Tract	950303

Owner

2143 Peach Grove Rd is owned and occupied by two individuals who bought it in November 2025.

Source: Louisa County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2143 PEACH GROVE RD, LOUISA, VA 23093-5561
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2024	Deed of Trust, Mortgage · Construction Mortgage BLUE RIDGE BANK
Nov 3, 2025	Bargain and Sale Deed, Transfer · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2025 · Amount on File
Deed Sale	Nov 3, 2025 · Amount on File
Prior Sale	Jul 15, 2008 · Amount on File
Deed Document Number	202510173
Deed Book / Page	2045 / 428
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	2143 PEACH GROVE RD, LOUISA, VA 23093-5561
Transaction Type	Mortgage
Record Updated	Jun 23, 2026
Title Company	TERRY TITLE, TERRYS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 OVERTON DR, MINERAL, VA 23117-4479
Investor	Possibly a Property Investor

Mortgage

Document Number	001941/937
Date	Feb 28, 2024
Book Page	1941/937
Instrument	202400001658

Lender

Name	BLUE RIDGE BANK
Type	Bank
Address	LURAY, VA 22835

Agreement

Type	Construction Mortgage
Amount	Amount on Record

November 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	LOUISA VA
Recording Date	Nov 3, 2025
Property Address	2143 PEACH GROVE RD, LOUISA, VA 23093-5561
Document Number	002045/428
Book / Page	2045 / 428
Map Reference	MB 1901 PG 616
Instrument Date	Oct 30, 2025
Instrument	202500010173
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2143 PEACH GROVE RD, LOUISA, VA 23093-5561

Mortgage

Document Number	0002045432
Date	Nov 3, 2025
Instrument	2045/432

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 2143 Peach Grove Rd was $3,027, up 1,021.1% from the year before.

Source: Louisa County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$551,300 (+31.11%) Land $46,400 Building $504,900	$551,300 (+31.11%) Land $46,400 Building $504,900
2025	$3,027.00 (+1,021.11%)	$420,500 Land $42,000 Building $378,500	$420,500 Land $42,000 Building $378,500
2024	$270.00
2023		$38,400 Land $38,400
2022	$252.00		$38,400 Land $38,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2143 Peach Grove Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2143 Peach Grove Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

May also be available: FiberLync.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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