Pinellas County property record for 2143 Gary Ct, Palm Harbor, FL 34683
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,618 sqft · built 2015 |
| Lot Size | 0.295 acres (12,863 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $375,000 (Jul 2015) |
| Tax Bill | $7,896 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Jan 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-741-1372-1 |
| Primary APN | C62-000-741-1372-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,618 sqft Living Area |
| Gross Area | 3,616 sqft |
| 1st Floor Area | 1,110 sqft |
| Upper Floors Area | 1,508 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Custom Design |
| Exterior Material | Brick/Concrete Block Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,863 sqft (0.295 acres) |
| Lot Dimensions | 157 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 694 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 304 sqft |
| Deck Area | Deck Area |
| Patio Area | 300 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R391012 |
|---|---|
| Street Address | 2143 GARY CT |
| City | PALM HARBOR |
| State | FL |
| Zip | 34683-2841 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SUTTON WOODS LOT 23 |
| Legal Range | 15E |
| Legal Township | 27S |
| Legal Section | 36 |
| Legal Subdivision | SUTTON WOODS |
| Legal Tract | 88711 |
| Legal Lot Number | 23 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 27206 |
2143 Gary Ct is owned and occupied by two individuals who bought it in July 2015.
Source: Pinellas County records, as of October 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2143 GARY CT, PALM HARBOR, FL 34683-2841 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Jan 13, 2021 | Deed of Trust, Mortgage · Line of Credit WHITNEY BANK |
| Aug 16, 2018 | Deed of Trust, Mortgage · Line of Credit ACHIEVA CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 27, 2015 · Amount on File |
| Deed Sale | Jul 27, 2015 · Amount on File |
| Prior Sale | Jan 29, 2014 · Amount on File |
| Deed Document Number | 2015211410 |
| Deed Book / Page | 18864 / 469 |
| Prior Transfer Date | Jun 2, 1987 |
| Prior Transfer Doc | 0000277922 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 2143 GARY CT, PALM HARBOR, FL 34683-2841 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 2143 GARY CT, PALM HARBOR, FL 34683-2841 |
| Document Number | 0212732539 |
|---|---|
| Date | Nov 25, 2020 |
| Book Page | 21273/2539 |
| Instrument | 2020356760 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 2143 GARY CT, PALM HARBOR, FL 34683-2841 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2143 GARY CT, PALM HARBOR, FL 34683-2841 |
| Document Number | 0213401781 |
|---|---|
| Date | Jan 13, 2021 |
| Book Page | 21340/1781 |
| Instrument | 2021011902 |
| Name | WHITNEY BANK |
|---|---|
| Type | Bank |
| Address | CLEARWATER, FL 33761 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jan 4, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 2143 GARY CT, PALM HARBOR, FL 34683-2841 |
| Document Number | 0201791734 |
| Instrument Date | Aug 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2143 GARY CT PALM HARBOR FL 346832841, PALM HARBOR, FL 34683-2841 |
| Document Number | 0201791734 |
|---|---|
| Date | Aug 23, 2018 |
| Book Page | 020179/001734 |
| Instrument | 271312 |
| Name | ACHIEVA CU |
|---|---|
| Type | Credit Union |
| Address | DUNEDIN, FL 34697 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Aug 22, 2043 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 2143 Gary Ct was $7,896 with a homeowner's exemption.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,896.00 Homeowner's exemption | $471,736 | $796,599 Land $161,621 Building $634,978 |
| 2023 | $7,372.00 (+18.64%) Homeowner's exemption | $445,088 (+17.51%) | $759,424 (+38.19%) Land $259,568 Building $499,856 |
| 2022 | $6,214.00 Homeowner's exemption | $378,753 | $549,566 Land $209,567 Building $339,999 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2143 Gary Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 81 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 81 in force |
| Nearby Flood Claims | 2 (1981–2016) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2016 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2143 Gary Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures