21425 E 32nd Ter S, Independence, MO 64057 Property Records

Jackson County property record for 21425 E 32nd Ter S, Independence, MO 64057

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,932 sqft · built 2018
Lot Size	0.482 acres (20,997 sqft)
Owner	2 Individual Names on Record
Last Sale	$366,400 (Nov 2018)
Tax Bill	$5,598 (2025)
Deeds & Mortgages	Feb 2023 Second Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24-930-08-19`

Property Details

APN / Parcel Number

Primary APN	`24-930-08-19`
Alternative APNs	`24-930-08-19-00-0-00-000` `1617337`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,932 sqft Living Area
Gross Area	4,741 sqft
1st Floor Area	1,932 sqft
Basement Area	1,932 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	20,997 sqft (0.482 acres)
Garage Type	Attached
Garage Area	877 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1617337
Street Address	21425 E 32ND TER S
City	INDEPENDENCE
State	MO
Zip	64057-2729
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MEADOWBROOK ESTATES FIRST PLAT---LOT 32
Legal Subdivision	MEADOWBROOK ESTATES FIRST PLAT
Legal Block	2
Legal Lot Number	32
Jurisdiction	JACKSON MO
Township / Civil Division	SNI-A-BAR
Census Block Group	2
Census Block	2010
Census Tract	14804

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21425 E 32ND TER S, INDEPENDENCE, MO 64057-2729
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Sep 4, 2020	Deed of Trust, Mortgage QUICKEN LNS
Jan 21, 2020	Deed of Trust, Mortgage QUICKEN LNS
Nov 21, 2018	Warranty Deed, Subdivision Related Transfer QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2018 · Amount on Record
Deed Sale	Nov 21, 2018 · Amount on Record
Prior Sale	Dec 12, 2016 · Amount on Record
Deed Document Number	2018E100743
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	21425 E 32ND TER S, INDEPENDENCE, MO 64057-2729
Transaction Type	Mortgage
Record Updated	Feb 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21425 E 32ND TER S, INDEPENDENCE, MO 64057-2729

Mortgage

Document Number	00E0009644
Date	Feb 15, 2023
Instrument	2023E0009644

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 15, 2053

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	21425 E 32ND TER S, INDEPENDENCE, MO 64057-2729
Document Number	0000E81923
Instrument Date	Sep 4, 2020
Transaction Type	Mortgage
Record Updated	Oct 7, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	21425 E 32ND TER S INDEPENDENCE MO 640572729, INDEPENDENCE, MO 64057-2729

Mortgage

Document Number	0000E81923
Date	Sep 10, 2020
Instrument	81923E

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 9, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	21425 E 32ND TER S, INDEPENDENCE, MO 64057-2729
Document Number	0000E07485
Instrument Date	Jan 21, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	21425 E 32ND TER S INDEPENDENCE MO 640572729, INDEPENDENCE, MO 64057-2729

Mortgage

Document Number	0000E07485
Date	Jan 27, 2020
Instrument	7485E

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Jan 26, 2045

November 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Nov 21, 2018
Property Address	21425 E 32ND TER S, INDEPENDENCE, MO 64057-2729
Document Number	000E100743
Instrument Date	Nov 15, 2018
Instrument	100743E
Transaction Type	Subdivision Related Transfer
Record Updated	May 17, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	21425 E 32ND TER S INDEPENDENCE MO 640572729, INDEPENDENCE, MO 64057-2729

Mortgage

Document Number	E100744
Date	Nov 21, 2018
Instrument	100744E

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2048

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Blue Springs R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$79,101 (-) Land $15,432 Building $63,669	$416,320 (-)
2025	$5,598.00 (+18.65%)	$79,101 (+15%) Land $15,432 Building $63,669	$416,320 (+15%)
2024	$4,718.00 (+2.12%)
2023	$4,620.00	$68,784 Land $11,242 Building $57,542	$362,020

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Wisper ISP Fixed Wireless	400 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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