21413 Spring Clover Ln, Covington, LA 70435 Property Records

St. Tammany Parish property record for 21413 Spring Clover Ln, Covington, LA 70435

Property Summary

Property Type	Single Family Home
Details	2,927 sqft · built 1983
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$547,000 (Feb 2026)
Tax Bill	$3,828 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Feb 2026 Sale + 4 more
APN	`135-075-1057`

Property Details

APN / Parcel Number

Primary APN	`135-075-1057`
Alternative APN	`118951`

Interior

Building Area	2,927 sqft Living Area

Exterior

Year Built	Built 1983
Lot Area	217,800 sqft (5 acres)

Location & Zoning

Old Parcel Number	135-075-1057
Street Address	21413 SPRING CLOVER LN
City	COVINGTON
State	LA
Zip	70435-6755
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5 ACS BEING LOT 7 SPRING CLOVER ACRES CB 1075 375 INST NO 1426520 INST NO 1555560 INST NO 2238715
Legal Subdivision	SPRING CLOVER ACRES
Legal Lot Number	7
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	2
Census Block Group	1
Census Block	1011
Census Tract	40103

Owner

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1104 W 16TH AVE, COVINGTON, LA 70433-1930
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK OF MISSISSIPPI
Feb 24, 2026	Cash Sale Deed, Transfer ARENA TITLE
Jun 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIDELITY BANK
Jun 23, 2010	Deed of Trust, Mortgage · Line of Credit HANCOCK BANK OF LOUISIANA
May 28, 2009	Deed of Trust, Mortgage · Conventional Mortgage CWB MORTGAGE VENTURES LLC
Nov 20, 2020	Deed, Transfer · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 24, 2026 · Amount on Record
Deed Sale	Feb 24, 2026 · Amount on Record
Prior Sale	Nov 20, 2020 · Amount on Record
Deed Document Number	2482061
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	21413 SPRING CLOVER LN, COVINGTON, LA 70435-6755
Transaction Type	Mortgage
Record Updated	Feb 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002479445
Date	Jan 29, 2026
Instrument	2479445

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

February 2026: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Feb 24, 2026
Property Address	21413 SPRING CLOVER LN, COVINGTON, LA 70435-6755
Document Number	0002482061
Map Reference	MAP 740B
Instrument Date	Feb 23, 2026
Instrument	2482061
Transaction Type	Transfer
Record Updated	Mar 18, 2026
Title Company	ARENA TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7091 SHIYOU RD, KILN, MS 39556-8167

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1104 W 16TH AVE, COVINGTON, LA 70433-1930

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	21413 SPRING CLOVER LN, COVINGTON, LA 70435-6755
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002332660
Date	Jun 13, 2022
Instrument	2332660

Lender

Name	FIDELITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	21413 SPRING CLOVER LN, COVINGTON, LA 70435-6755
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001772409
Date	Jun 23, 2010
Instrument	1772409

Lender

Name	HANCOCK BANK OF LOUISIANA
Type	Bank
Address	BATON ROUGE, LA 70821

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	21413 SPRING CLOVER LN, COVINGTON, LA 70435-6755
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001727195
Date	May 28, 2009
Instrument	1727195

Lender

Name	CWB MORTGAGE VENTURES LLC
Type	Mortgage Company
Address	AGOURA HILLS, CA 91301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2039

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Nov 20, 2020
Property Address	21413 SPRING CLOVER LN, COVINGTON, LA 70435-6755
Document Number	0002238715
Map Reference	COB 252 FO 154
Instrument Date	Nov 12, 2020
Instrument	2238715
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1842 OCHSNER BLVD, COVINGTON, LA 70433-8127

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21413 SPRING CLOVER LN, COVINGTON, LA 70435-6755

Mortgage

Document Number	0002238717
Date	Nov 20, 2020
Instrument	2238717

Lender

Name	PRIMELENDING
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,828.00 (-3.67%) Homeowner's exemption	$40,460 (-) Land $5,114 Building $35,346	$404,602 (-) Land $51,142 Building $353,460
2024	$3,974.00 (+20.57%) Homeowner's exemption	$40,460 (+23.63%) Land $5,114 Building $35,346	$404,602 (+23.63%) Land $51,142 Building $353,460
2023	$3,296.00 Homeowner's exemption	$32,727 (-) Land $5,114 Building $27,613	$327,270 (-) Land $51,140 Building $276,130
2022	$3,296.00 Homeowner's exemption	$32,727 Land $5,114 Building $27,613	$327,270 Land $51,140 Building $276,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 51 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	51 in force
Nearby Flood Claims	22 (1980–2022)
Claims Outside the SFHA	20 of 22
Most Recent Claim	Apr 2022 · rainfall accumulation
Claims by Event	Hurricane Gustav, Sep 2008 · 2 claims Hurricane Katrina, Aug 2005 · 9 claims Tropical Storm Allison, Jun 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 91% of Louisiana
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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