Boyd County property record for 2141 Emerson St, Ashland, KY 41101
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 950 sqft |
| Lot Size | 0.137 acres (6,000 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $669 (2025) |
| Deeds & Mortgages | Nov 2011 Mortgage Feb 2006 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 031-12-05-016.00 |
| Primary APN | 031-12-05-016.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 950 sqft Living Area |
| Basement Area | 950 sqft |
| Unfinished Basement | 950 sqft |
| Exterior Material | Other |
|---|---|
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,000 sqft (0.137 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 45 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 574761 |
|---|---|
| Street Address | 2141 EMERSON ST |
| City | ASHLAND |
| State | KY |
| Zip | 41101-4746 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 125 OAKGROVE |
| Legal Subdivision | OAK GROVE |
| Legal Lot Number | 125 |
| Jurisdiction | BOYD KY |
| Township / Civil Division | ASHLAND |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 30700 |
2141 Emerson St is owned and occupied by an individual.
Source: Boyd County records, as of January 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2141 EMERSON ST, ASHLAND, KY 41101-4746 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 9, 2011 | Deed of Trust, Mortgage · Conventional Mortgage HOME FEDERAL SAVINGS & LOAN ASSN |
| Feb 7, 2006 | Deed of Trust, Mortgage · Line of Credit CITY NATIONAL BANK OF WEST VIRGINIA |
| Apr 28, 2008 | Deed of Trust, Mortgage HOME FEDERAL SAVINGS & LAON ASSN |
| Aug 26, 2005 | Deed of Trust, Mortgage HOME FEDERAL SAVINGS AND LOAN ASSOC |
| Oct 30, 2012 | Deed of Trust, Mortgage · Line of Credit HOME FEDERAL SAVINGS & LOAN ASSOCIATION |
| Nov 9, 2011 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOYD KY |
| Property Address | 2141 EMERSON ST, ASHLAND, KY 41101-4746 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M1198/317 |
|---|---|
| Date | Nov 9, 2011 |
| Book Page | M1198/317 |
| Instrument | 655877 |
| Name | HOME FEDERAL SAVINGS & LOAN ASSN |
|---|---|
| Address | ASHLAND, KY 41105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Dec 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOYD KY |
| Property Address | 2141 EMERSON ST, ASHLAND, KY 41101-4746 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 001008/166 |
|---|---|
| Date | Feb 7, 2006 |
| Book Page | 1008/166 |
| Instrument | 575678 |
| Name | CITY NATIONAL BANK OF WEST VIRGINIA |
|---|---|
| Type | Bank |
| Address | ASHLAND, KY 41101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 25, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOYD KY |
| Property Address | 2141 EMERSON ST, ASHLAND, KY 41101-4746 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0M1092/524 |
|---|---|
| Date | Apr 28, 2008 |
| Book Page | M1092/524 |
| Instrument | 608659 |
| Name | HOME FEDERAL SAVINGS & LAON ASSN |
|---|---|
| Address | ASHLAND, KY 41105 |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | May 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOYD KY |
| Property Address | 2141 EMERSON ST, ASHLAND, KY 41101-4746 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 000988/223 |
|---|---|
| Date | Aug 26, 2005 |
| Book Page | 988/223 |
| Instrument | 568581 |
| Name | HOME FEDERAL SAVINGS AND LOAN ASSOC |
|---|---|
| Address | ASHLAND, KY 41105 |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Sep 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOYD KY |
| Property Address | 2141 EMERSON ST, ASHLAND, KY 41101-4746 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M1230/368 |
|---|---|
| Date | Oct 30, 2012 |
| Book Page | M1230/368 |
| Instrument | 670046 |
| Name | HOME FEDERAL SAVINGS & LOAN ASSOCIATION |
|---|---|
| Address | ASHLAND, KY 41105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 122 Months |
| Due | Dec 2, 2022 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BOYD KY |
| Recording Date | Nov 9, 2011 |
| Property Address | 2141 EMERSON ST, ASHLAND, KY 41101-4746 |
| Document Number | 00D741/194 |
| Book / Page | D741 / 194 |
| Map Reference | MB1 PG47 |
| Instrument Date | Oct 31, 2011 |
| Instrument | 655876 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5346 PORTLAND ST, COLUMBUS, OH 43235-7600 |
| Name | Verified Name |
|---|---|
| Address | 2141 EMERSON ST, ASHLAND, KY 41101-4746 |
The 2025 property tax bill for 2141 Emerson St was $669.
Source: Boyd County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Boyd County |
| Municipality | Ashland City |
| Unified School District | Ashland Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $669.00 | $108,000 Land $18,000 Building $90,000 | $108,000 Land $18,000 Building $90,000 |
| 2023 | $686.00 | $108,000 Land $18,000 Building $90,000 | $108,000 Land $18,000 Building $90,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2141 Emerson St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective October 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2141 Emerson St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ASHLAND WATER WORKS serves 44,402 people · EPA ID KY0100011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2017 Haloacetic acids resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures