21406 Tree Park Ct, Clermont, FL 34715 Property Records

Lake County property record for 21406 Tree Park Ct, Clermont, FL 34715

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 4,040 sqft · built 2004
Lot Size	1.47 acres (64,033 sqft)
Owner	2 Individual Names on Record
Last Sale	$472,500 (Mar 2017)
Tax Bill	$6,217 (2024)
Deeds & Mortgages	Mar 2021 Mortgage May 2021 Line of Credit + 2 more
Flood Zone	Zone A (high risk)
APN	`14-21-25-0101-000-08900`

Property Details

APN / Parcel Number

Primary APN	`14-21-25-0101-000-08900`
Alternative APN	`3820523`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	4,040 sqft Living Area
1st Floor Area	3,138 sqft
Fireplaces	1 Fireplace
Fireplace	Single

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	64,033 sqft (1.47 acres)
Garage Type	Finished
Garage Area	726 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	384 sqft
Porch	Open Porch
Porch Area	613 sqft
Utility Building	1,056 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3820523
Street Address	21406 TREE PARK CT
City	CLERMONT
State	FL
Zip	34715-7928
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ARROWTREE RESERVE PHASE II PB 50 PG 48-55 LOT 89 ORB 4922 PG 592
Legal Range	25E
Legal Township	21S
Legal Section	14
Legal Subdivision	ARROWTREE RESERVE PHASE
Legal Phase	2
Legal Tract	K-T
Legal Lot Number	89
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	3
Census Block	3021
Census Tract	31301

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21406 TREE PARK CT, CLERMONT, FL 34715-7928
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS INC
May 17, 2021	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Mar 29, 2017	Warranty Deed, Transfer · Conventional Mortgage EMBRACE HM LOANS
Mar 29, 2017	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE/FL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2017 · Amount on Record
Deed Sale	Mar 29, 2017 · Amount on Record
Prior Sale	Jun 3, 2010 · Amount on Record
Deed Document Number	2017034022
Deed Book / Page	4922 / 0592
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	21406 TREE PARK CT, CLERMONT, FL 34715-7928
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	CHELSEA TITLE, CHELSA TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21406 TREE PARK CT, CLERMONT, FL 34715-7928

Mortgage

Document Number	0056561091
Date	Mar 5, 2021
Book Page	5656/1091
Instrument	2021030125

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2036

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	21406 TREE PARK CT, CLERMONT, FL 34715-7928
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21406 TREE PARK CT, CLERMONT, FL 34715-7928

Mortgage

Document Number	0057102082
Date	May 17, 2021
Book Page	5710/2082
Instrument	2021068118

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Apr 25, 2051

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Mar 29, 2017
Property Address	21406 TREE PARK CT, CLERMONT, FL 34715-7928
Document Number	0049220592
Book / Page	004922 / 000592
Instrument Date	Mar 27, 2017
Instrument	34022
Transaction Type	Transfer
Record Updated	Apr 7, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE/FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,308.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	21406 TREE PARK CT CLERMONT FL 347157928, CLERMONT, FL 34715-7928

Mortgage

Document Number	49220595
Date	Mar 29, 2017
Book Page	004922/000595
Instrument	34023

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 28, 2047

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Mar 29, 2017
Property Address	21406 TREE PARK CT, CLERMONT, FL 34715-7928
Document Number	0049220588
Book / Page	004922 / 000588
Instrument Date	Mar 27, 2017
Instrument	34021
Transaction Type	Transfer
Record Updated	Apr 6, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE/FL INC

Transaction

Amount	Amount Recorded
Tax	$3,308.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1625 STATE ROUTE 10 MORRIS PLAINS NJ 079502905, MORRIS PLAINS, NJ 07950-2905
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$466,170 (+5.98%) Land $158,760 Building $307,410	$730,524 (+2.45%) Land $158,760 Building $571,764
2024	$6,217.00 (+5.34%)
2023	$5,902.00 (+5.26%) Homeowner's exemption	$439,850 (+3%)	$713,028 (+39.67%) Land $158,760 Building $554,268
2022	$5,607.00 Homeowner's exemption	$427,040	$510,512 Land $100,800 Building $409,712

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	33 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 52% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GROVELAND WATER DEPARTMENT serves 23,628 people · EPA ID FL3350476
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

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