Pierce County property record for 21405 38th Ave Ct E, Spanaway, WA 98387
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,721 sqft · built 1996 |
| Lot Size | 0.653 acres (28,458 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $126,525 (Oct 1996) |
| Tax Bill | $5,912 (2026) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Nov 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 500099-2-530 |
| Primary APN | 500099-2-530 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,721 sqft Living Area |
| Gross Area | 2,249 sqft |
| 1st Floor Area | 790 sqft |
| Upper Floors Area | 931 sqft |
| Laundry Room | Laundry Room |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Bi-Level |
| Exterior Material | Frame Siding |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 28,458 sqft (0.653 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 756 sqft |
| Deck Area | 56 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 21405 38TH AVENUE CT E |
|---|---|
| City | SPANAWAY |
| State | WA |
| Zip | 98387-6883 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | SECTION 12 TOWNSHIP 18 RANGE 03 QUARTER 23 CLASSIC VIEW ESTATES PHASE III L 253 TOG/W 1/85TH UNDIV INT IN TR G,H & I TOG/W PRI RD EASE OF REC OUT OF 2-038, 3-023 & 500064-0390 SEG F0805 MD 3/23/94MD |
| Legal Range | 03 |
| Legal Township | 18 |
| Legal Section | 12 |
| Legal Subdivision | CLASSIC VIEW ESTATES PHASE III |
| Legal Phase | 3 |
| Legal Tract | G |
| Legal Lot Number | 253 |
| Jurisdiction | PIERCE WA |
| Township / Civil Division | TACOMA |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 71414 |
21405 38th Ave Ct E is owned and occupied by two individuals who bought it in October 1996.
Source: Pierce County records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21405 38TH AVENUE CT E, SPANAWAY, WA 98387-6883 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 14, 2022 | Warranty Deed, Transfer · FHA Mortgage PREMIA MORTGAGE LLC |
| Nov 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MLD MORTGAGE |
| Aug 27, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MTG |
| Aug 25, 2017 | Deed of Trust, Mortgage · Conventional Mortgage DITECH FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 17, 1996 · Amount on File |
| Deed Sale | Oct 17, 1996 · Amount on File |
| Deed Document Number | 1996227 |
| Deed Book / Page | 1274 / 2463 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PIERCE WA |
| Recording Date | Jul 14, 2022 |
| Property Address | 21405 38TH AVENUE CT E, SPANAWAY, WA 98387-6883 |
| Document Number | 0007140315 |
| Map Reference | DOC 940310565 |
| Instrument Date | Jul 1, 2022 |
| Instrument | 202207140315 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,445.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21405 38TH AVENUE CT E, SPANAWAY, WA 98387-6883 |
| Document Number | 0007140316 |
|---|---|
| Date | Jul 14, 2022 |
| Instrument | 202207140316 |
| Name | PREMIA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 21405 38TH AVENUE CT E, SPANAWAY, WA 98387-6883 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0011090505 |
|---|---|
| Date | Nov 9, 2021 |
| Instrument | 202111090505 |
| Name | MLD MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FLORHAM PARK, NJ 07932 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 21405 38TH AVENUE CT E, SPANAWAY, WA 98387-6883 |
| Document Number | 1909100715 |
| Instrument Date | Aug 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2019 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 21405 38TH AVENUE CT E SPANAWAY WA 983876883, SPANAWAY, WA 98387-6883 |
| Document Number | 1909100715 |
|---|---|
| Date | Sep 10, 2019 |
| Instrument | 201909100715 |
| Name | FINANCE OF AMERICA MTG |
|---|---|
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 9, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 21405 38TH AVENUE CT E, SPANAWAY, WA 98387-6883 |
| Document Number | 1708310326 |
| Instrument Date | Aug 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 21405 38TH AVENUE CT E SPANAWAY WA 983876883, SPANAWAY, WA 98387-6883 |
| Document Number | 1708310326 |
|---|---|
| Date | Aug 31, 2017 |
| Instrument | 201708310326 |
| Name | DITECH FIN'L |
|---|---|
| Address | TAMPA, FL 33607 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 30, 2047 |
The 2026 property tax bill for 21405 38th Ave Ct E was $5,912, up 2.2% from the year before.
Source: Pierce County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Pierce County |
| Unified School District | Bethel School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,912.00 (+2.2%) | $531,300 Land $226,400 Building $304,900 | $531,300 Land $226,400 Building $304,900 |
| 2025 | $5,785.00 (+4.07%) | ||
| 2024 | $5,559.00 (-2.22%) | $482,400 (-3.83%) Land $229,900 Building $252,500 | $482,400 (-3.83%) Land $229,900 Building $252,500 |
| 2023 | $5,685.00 | $501,600 Land $229,900 Building $271,700 | $501,600 Land $229,900 Building $271,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21405 38th Ave Ct E in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 21405 38th Ave Ct E has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2021 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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