21401 Montgomery Dr, Mcloud, OK 74851 Property Records

Cleveland County property record for 21401 Montgomery Dr, Mcloud, OK 74851

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,744 sqft · built 1999
Lot Size	5.09 acres (221,720 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,000 (Jun 2020)
Tax Bill	$3,005 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SD70 10 1E 24066`

Property Details

APN / Parcel Number

Primary APN	`SD70 10 1E 24066`
Alternative APN	`97577`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,744 sqft Living Area
1st Floor Area	1,431 sqft
2nd Floor Area	1,313 sqft
Upper Floors Area	1,519 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Architectural Style	Split Level
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	221,720 sqft (5.09 acres)

Exterior Amenities

Porch	Porch
Porch Area	1,469 sqft
Patio Area	1,484 sqft
Lean-To	Lean-To

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	97577
Old Parcel Number	97577
Street Address	21401 MONTGOMERY DR
City	MCLOUD
State	OK
Zip	74851-9002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	24-10-1E 5.09AC TR6 MONTGOMERY ADD SUR AKA PRT N/2 SW/4 BEG 2265.05`E NW/C E369.95` S600` W369.50` N600` POB
Legal Range	01E
Legal Township	10N
Legal Section	24
Legal Subdivision	MONTGOMERY ADD TR 6
Legal Tract	6
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORTH CLEVELAND
Census Block Group	4
Census Block	4005
Census Tract	202302

Owner

Source: Cleveland County records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21401 MONTGOMERY DR, MCLOUD, OK 74851-9002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2020	Grant Deed, Transfer · Conventional with PMI FBC MTG
Mar 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage TINKER FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2020 · Amount on Record
Deed Sale	Jun 1, 2020 · Amount on Record
Deed Document Number	R 2020 16722
Deed Book / Page	6063 / 109
Record Updated	Jun 8, 2026

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLEVELAND OK
Recording Date	Jun 1, 2020
Property Address	21401 MONTGOMERY DR, MCLOUD, OK 74851-9002
Document Number	0000016722
Book / Page	006063 / 000109
Instrument Date	May 28, 2020
Instrument	16722
Transaction Type	Transfer
Record Updated	Jul 17, 2020
Title Company	CHICAGO TITLE OK

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$383.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	214014 MONTGOMERY DR MCLOUD OK 74851, MCLOUD, OK 74851

Mortgage

Document Number	16723
Date	Jun 1, 2020
Book Page	006063/000111
Instrument	16723

Lender

Name	FBC MTG
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 31, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Property Address	21401 MONTGOMERY DR, MCLOUD, OK 74851-9002
Document Number	0000007216
Instrument Date	Mar 3, 2020
Transaction Type	Mortgage
Record Updated	May 22, 2020
Title Company	AMERICAN EAGLE TITLE GROUP, AMERICAN EAGLE TITLE GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	21401 MONTGOMERY DR MCLOUD OK 748519002, MCLOUD, OK 74851-9002

Mortgage

Document Number	0000007216
Date	Mar 10, 2020
Book Page	006030/000193
Instrument	7216

Lender

Name	TINKER FCU
Type	Credit Union
Address	OKLAHOMA CITY, OK 73108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 9, 2050

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Oklahoma City
Unified School District	Little Axe Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,005.00 (-0.89%)	$31,709 (+10.25%) Land $4,781 Building $26,928	$348,676 (+45.47%) Land $52,579 Building $296,097
2023	$3,032.00	$28,761 Land $2,443 Building $26,318	$239,682 Land $20,360 Building $219,322

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2015)
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 82% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OEC Fiber Fiber	1,000 / 1,000

May also be available: Atlink Services, Verizon.

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