2140 Westlake Dr, Monteagle, TN 37356 Property Records

Franklin County property record for 2140 Westlake Dr, Monteagle, TN 37356

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,089 sqft · built 2001
Lot Size	5.27 acres (229,561 sqft)
Owner	Individual Name on File
Last Sale	$1,100,000 (Dec 2025)
Tax Bill	$2,641 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`058042 01600`

Property Details

APN / Parcel Number

Primary APN	`058042 01600`
Alternative APN	`042 01600`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	2,089 sqft Living Area
1st Floor Area	1,399 sqft
Upper Floors Area	690 sqft
Basement Area	1,317 sqft
Finished Basement	1,317 sqft
Interior Walls	Paneling

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2011
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	229,561 sqft (5.27 acres)
Terrain	Rolling

Exterior Amenities

Porch	Open Porch
Porch Area	442 sqft
Deck Area	440 sqft
Patio Area	706 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	2140 WESTLAKE DR
City	MONTEAGLE
State	TN
Zip	37356-6006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 05, COUNTY AREA: C01
Legal Subdivision	CLIFFTOPS RESORT
Legal Lot Number	11
Jurisdiction	MARION TN
Township / Civil Division	2
Census Block Group	1
Census Block	1046
Census Tract	50302

Owner

2140 Westlake Dr is owned by an individual who bought it in December 2025.

Source: Franklin County records, as of January 23, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	408 HIGHWAY 76, WHITE HOUSE, TN 37188-9201
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2025	Deed of Trust, Mortgage · Line of Credit WILSON BANK & TRUST
Dec 4, 2025	Warranty Deed, Transfer · Conventional Mortgage LEGACY HOME LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2025 · Amount on File
Deed Sale	Dec 4, 2025 · Amount on File
Prior Sale	Aug 7, 2000
Deed Document Number	25005057
Deed Book / Page	616 / 1246
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION TN
Property Address	2140 WESTLAKE DR, MONTEAGLE, TN 37356-6006
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000612388
Date	Sep 3, 2025
Book Page	612/388
Instrument	25003678

Lender

Name	WILSON BANK & TRUST
Type	Bank
Address	3110 MEMORIAL BLVD, MURFREESBORO, TN 37129

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Aug 21, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION TN
Recording Date	Dec 4, 2025
Property Address	2140 WESTLAKE DR, MONTEAGLE, TN 37356-6006
Document Number	0006161246
Book / Page	616 / 1246
Map Reference	MB 4 PG 394
Instrument Date	Dec 1, 2025
Instrument	25005057
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	UNKNOWN, BILTMORE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,070.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 HIGHWAY 76, WHITE HOUSE, TN 37188-9201

Mortgage

Document Number	0025005058
Date	Dec 4, 2025
Instrument	25005058

Lender

Name	LEGACY HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 2140 Westlake Dr was $2,641.

Source: Franklin County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,641.00	$150,050 (-) Land $88,450 Building $61,600
2024	$2,641.00	$150,050 (-) Land $88,450 Building $61,600
2023		$150,050 Land $88,450 Building $61,600
2022	$2,641.00
2021			$600,200 Land $353,800 Building $246,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2140 Westlake Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2140 Westlake Dr is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 62% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTEAGLE PUBLIC UTILITY BOARD serves 4,179 people · EPA ID TN0000470
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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