2140 S Bent Tree Dr, Bloomington, IN 47401 Property Records

Monroe County property record for 2140 S Bent Tree Dr, Bloomington, IN 47401

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,896 sqft · built 1994
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$390,000 (Feb 2022)
Tax Bill	$4,222 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Feb 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`015-70120-43`

Property Details

APN / Parcel Number

Primary APN	`015-70120-43`
Alternative APN	`53-08-09-402-019.000-009`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,896 sqft Living Area
1st Floor Area	1,896 sqft
Basement Area	948 sqft
Finished Basement	300 sqft
Unfinished Basement	948 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2005
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	015-70120-43
Street Address	2140 S BENT TREE DR
City	BLOOMINGTON
State	IN
Zip	47401-4579
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BENT TREE PH II LOT 43
Legal Subdivision	BENT TREE AT WINSLOW FARM
Legal Lot Number	43
Jurisdiction	MONROE IN
Township / Civil Division	PERRY
Census Block Group	3
Census Block	3000
Census Tract	1101

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2140 S BENT TREE DR, BLOOMINGTON, IN 47401-4579
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2020	Deed of Trust, Mortgage · FHA Mortgage RUOFF MORTGAGE COMPANY INC
Feb 28, 2022	Warranty Deed, Transfer · Conventional Mortgage INDIANA UNIVERSITY CU
May 8, 2019	Warranty Deed, Transfer · FHA Mortgage MORTGAGE MASTERS OF INDIANA INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2022 · Amount on Record
Deed Sale	Feb 28, 2022 · Amount on Record
Prior Sale	May 8, 2019 · Amount on Record
Deed Document Number	202245493
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	2140 S BENT TREE DR, BLOOMINGTON, IN 47401-4579
Transaction Type	Mortgage
Record Updated	May 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020008020
Date	Jun 4, 2020
Instrument	2020008020

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Feb 28, 2022
Property Address	2140 S BENT TREE DR, BLOOMINGTON, IN 47401-4579
Document Number	2022003268
Map Reference	CAB C ENV 62
Instrument Date	Feb 23, 2022
Instrument	2022003268
Transaction Type	Transfer
Record Updated	May 22, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2140 S BENT TREE DR, BLOOMINGTON, IN 47401-4579

Mortgage

Document Number	2022003269
Date	Feb 28, 2022
Instrument	2022003269

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	May 8, 2019
Property Address	2140 S BENT TREE DR, BLOOMINGTON, IN 47401-4579
Document Number	2019006068
Map Reference	CAB C ENV 62
Instrument Date	Apr 29, 2019
Instrument	2019006068
Transaction Type	Transfer
Record Updated	May 22, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2140 S BENT TREE DR, BLOOMINGTON, IN 47401-4579

Mortgage

Document Number	2019006070
Date	May 8, 2019
Instrument	2019006070

Lender

Name	MORTGAGE MASTERS OF INDIANA INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bloomington City
County	Monroe County
County Subdivision	Perry Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,222.00 (+9.32%)	$419,700 (+18.36%) Land $103,600 Building $316,100	$419,700 (+18.36%) Land $103,600 Building $316,100
2024	$3,862.00 (+4.69%)
2023		$354,600 (+4.66%) Land $102,600 Building $252,000	$354,600 (+4.66%) Land $102,600 Building $252,000
2022	$3,689.00 Homeowner's exemption	$338,800 Land $95,000 Building $243,800	$338,800 Land $95,000 Building $243,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigabitNow.

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